Ask Honest John

Most recently answered no claims questions
I have driven a company car for 23 years and just retired. I have a letter from the company's insurance broker confirming my accident-free and claim-free record for the last five years. Also, my employer...
I'm 18 years old and don't have any no-claims bonus (I just passed my test two months ago). I'm looking for a used car for less than £2500 if possible. It must be cheap to run, cheap to insure, reliable...
I'm 18 years old and I don't have any no-claims bonus (I just passed my test two months ago). I'm looking for a used car for under £2500, if possible. It must be cheap to run, cheap to insure, reliable...
My insurer is charging me £30 for a protected no-claims bonus. Is this worth having? I understand that premiums rise anyway if you have an accident.
I was very interested in your comments regarding Protected No Claims Discounts. I am in the process of renewing my insurance and my premium has increased by £90, due I assume mainly to my wife, a named...
I was stationary in traffic when another driver scraped down side of my car causing over £2k of damage. His whole story was rubbish, littered with errors and obvious lies. Immediately after the accident...
I am currently in the process of changing my car as, having recently changed jobs, I will be using the train for everyday commuting. I will be changing my Mini One for a Citroen C1 VTR+ but I'm baffled...
There seems to be a certain amount of scepticism about the value of a protected no claims discount. Press comment seems to suggest that whilst you may keep your 60% discount if you claim, the insurance...
Renewal premium from my insurers, NatWest, has increased by 78%. Do you have views on the advisability of including ‘No Claims Discount Protection’. My quote includes 9 years + no claim discount. I used...
Following your item relating to insurers loading premiums despite NCD protection you may be interested in the following. Although retired for many years I still have a small Agency (Brokerage) with Royal...
 

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