Where can I get insurance for a category 'C' vehicle?

Do I legally have to inform an insurance company that my vehicle was previously regarded as a category 'C' damaged repairable? The vehicle has had a VIC after repair and has been on the road for the past year. Would this be recorded in an insurer's database and therefore should my insurance premium increase rather than decrease? What insurance companies deal with these classes of vehicle?

I am having a few problems with quotes once I mention the category 'C' history and, as a student, I do not want to pay over the odds for insurance on a vehicle which is only worth about £500.

Asked on 21 August 2010 by RDBEAT

Answered by Honest John

Yes, you have to disclose everything of any relevance (the insurer can find out, but you still have to disclose). It's probably better to use a broker such as www.primoplc.com rather than a less flexible direct insurer.

Tags: insurance write offs

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