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  • I've discovered my used car has outstanding finance - what can I do? 13 Nov 2013 (Ask HJ)
    I bought a used Audi A5 a few months ago from a main dealer. The car is going well but on looking through the paper work to get the car registered (as...
  • Moving abroad: car finance 12 Apr 2006 (Forum)
    doesn't want to mothball it and keep paying. The finance company have offered him a settlement figure (circa 5 grand), which he doesn't have the spare cash to pay off in one go. He could if he sold the car, but since it technically belongs to the finance company, he can't sell it... Has anyone got any
  • Bought on finance - what are my rights? 19 Jan 2015 (Ask HJ)
    Hi, I ordered a brand new Audi A3 in April 2014, the car was delivered in early July. On delivery I realised it was missing one of the options I requested,...
  • This vehicle has finance recorded against it. ??? 22 Mar 2016 (Forum)
    :  This vehicle has finance recorded against it but the details show that the oustanding finance is on another car (different make/model ) that had the same private plate reg number on it at some point. The car now has a different (and generic) reg number. Is there anything to worry about
  • Fiats, Alfas, Land Rovers, Jags and Jeeps - Finance not recorded 21 Feb 2011 (Forum)
    The motor trade should beware buying "finance free" Fiats, Alfas, Land Rovers, Jags and Jeeps as Fiat's finance house FGA Capital, which handles new and late-used for these marques seems to have failed to record its credit agreements... After failing to lodge records with vehicle check
  • Hpi Recorded on Security Register 21 Jan 2010 (Forum)
    I've just carried out an HPi check on a car I was intending to buy at a big auction tomorrow. It's a finance repo and it's showing as owing finance still which I guess is understandable until the finance co receive the funds. More worryingly though, it is also coming up as being recorded
  • Nissan X-Trail - car on finance, engine light comes on 30 Oct 2024 (Forum)
    The facts: Bought "SUV" from dealer in June 2024.  Very happy with car, it's about 10 years old. Part cash, part PX, part finance, total around £8000 July, engine light comes on Advise dealer of this by phone. They say, keep us in the loop. Diagnostic
  • I returned my car but the finance company is charging me for a missing service stamp - where do I stand? 17 Aug 2018 (Ask HJ)
    I recently returned my car under the voluntary termination clause. Upon returning the car, it was discovered that the dealer didn't stamp the service book...
  • Half time 11 Apr 2009 (Ask HJ)
    I bought a second-hand (2004) Audi A4 Avant 2.5tdi just over a year ago. It was bought on HP over a 3 year period. The dealer said at the time that if...
  • Finance agreement - when does the 'cooling off' period start? 15 Feb 2015 (Ask HJ)
    When does the 14 days cooling off period begin on financial agreements? Is it when I receive the agreement to sign on email or is it once I have signed...
  • Letter from a finance company 11 Jan 2005 (Forum)
    SWMBO has received a letter today from a finance company that we have never dealt with. The letter advises that they have received info that my wife has bought a car that is subject to a finance agreement with them. They have enclosed a Category 5 fraud questionnaire for my wife to complete
  • Another question about car finance and purchasing 23 Feb 2015 (Forum)
    I want to buy a new car with a list price of £15,290.  With the manufacturers special four year 0% finance HP deal, there is a £1,250 contribution towards the deposit of 40%.   Is that it, or is there room to negotiate the actual purchase price down as well, so
  • KIA Picanto - best way to finance new kia car 28 Feb 2013 (Forum)
    whats the best way to finance a new car going to part x car for deposit is it best to finace the car with there personal leasing plan or would it be better to get a cash loan for the balance my credit rating is good so shouldnt be a problem many yks for your help  
  • Handing back a car halfway through finance. 19 Sep 2008 (Forum)
    Hi, i'm getting ready to return our car to the finance company as we're just coming up to 2 yrs, which is halfway. Can anybody tell me, do i require to have full MoT and tax on the car?. the current mot expires during October. other than that the car is mint.
  • Outstanding finance 2 Nov 2002 (Forum)
    As you may remember my son is considering buying a Peugeot 406 coupe,we are going to see a car tomorrow,after doing an AA check we have found that it has outstanding finance on the car. We dont understand what obvious dangers there are with this situation.Could anyone offer any comments on pitfalls
  • Dealers - prefer finance or outright? 10 Feb 2016 (Forum)
    I'm in the market for a used/nn car, possibly as soon as this weekend. I'm wondering what dealers generally prefer, a client that can buy there or then - or one that goes for their finance? I guess the real question is do I let a dealer know that I'm in a position to buy outright
  • Finance. 9 Sep 2010 (Forum)
    is £963pounds, and going with dealer finance its £1220 interest. I am not vat registered. thanks.
  • Audi A5 - Car Finance - Right to Withdraw 26 Dec 2017 (Forum)
    Hi all I've just bought a 6 month old A5. Originally I was going to pay ££ but the finance option appeared to make too much sense - £1.25k from Finance, and 2 free services. My intent was to immediately settle it (incurring very little interest), but having called
  • HPI showing finance on my car 18 Sep 2006 (Forum)
    I am part exchanging one of my cars on wednesday, or that what was going to happen. The dealer called me after having done the deal to say my car was showing that there was outstanding finance. The finance having been arranged in March this year. I have owned the car since last November and paid
  • MG 4 EV - Finance showing against VRM - but no Finance had 27 Nov 2022 (Forum)
    be told that they cant refund me due to the Car showing Outstanding finance, even though they openly admit that I paid cash for the car 2 weeks ago via their card machine. It would appear now from checking the information with them that my VRM had a finance agreement put against it by Santander
 

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