Refine by channel:  News (1801)    Forum (985)    Ask HJ (531)    Article (20)    FAQs (6)    productReview (6)  

Sort by: Relevance | Newest first | Oldest first

• KIA Picanto - best way to finance new kia car 28 Feb 2013 (Forum)
  whats the best way to finance a new car going to part x car for deposit is it best to finace the car with there personal leasing plan or would it be better to get a cash loan for the balance my credit rating is good so shouldnt be a problem many yks for your help  
• Handing back a car halfway through finance. 19 Sep 2008 (Forum)
  Hi, i'm getting ready to return our car to the finance company as we're just coming up to 2 yrs, which is halfway. Can anybody tell me, do i require to have full MoT and tax on the car?. the current mot expires during October. other than that the car is mint.
• Outstanding finance 2 Nov 2002 (Forum)
  As you may remember my son is considering buying a Peugeot 406 coupe,we are going to see a car tomorrow,after doing an AA check we have found that it has outstanding finance on the car. We dont understand what obvious dangers there are with this situation.Could anyone offer any comments on pitfalls we might need to look out for,thanks, tonyh
• Audi A5 - Car Finance - Right to Withdraw 26 Dec 2017 (Forum)
  Hi all I've just bought a 6 month old A5. Originally I was going to pay ££ but the finance option appeared to make too much sense - £1.25k from Finance, and 2 free services. My intent was to immediately settle it (incurring very little interest), but having called I can't get a clear answer on whether settling (they call it using my right to withdraw) negates the original incentives of the deposit contribution and the 2 services, vs waiting until the 14 day cooling off period ends and then recalling to settle.
• HPI showing finance on my car 18 Sep 2006 (Forum)
  The dealer called me after having done the deal to say my car was showing that there was outstanding finance. The finance having been arranged in March this year. I have owned the car since last November and paid cash, for which I have a handwritten signed receipt from the previous private owner. I am hoping that the dealer can discuss with HPI on Monday and get confirmation that this is an error.
• Dealers - prefer finance or outright? 10 Feb 2016 (Forum)
  I'm wondering what dealers generally prefer, a client that can buy there or then - or one that goes for their finance? I guess the real question is do I let a dealer know that I'm in a position to buy outright, or insist on setting a price before discussing how payment takes place...?   Ta.
• Finance. 9 Sep 2010 (Forum)
  Hi, i'm about to borrow about £8000 towards our next car, i am self employed and was wondering if it makes a difference to how much you can claim back, wether i take out a personnal loan or have straight hp with the dealer. On £8K the total amount of interest payable is £963pounds, and going with dealer finance its £1220 interest. I am not vat registered. thanks.
• MG 4 EV - Finance showing against VRM - but no Finance had 27 Nov 2022 (Forum)
  Seriously considering going to the FCA or the like with this as it is so badly managed by Santander, they should be Financing the VIN not the VRM. Plates can and are changed across vehicles all the time, the finance should not be following it ! Thanks Dean  
• 
  My new car was written off - can I get a replacement vehicle rather than settle the finance? 24 May 2018 (Ask HJ)
  Unfortunately, my two month old car has been written off. My insurance will provide me with exactly the same model and spec car, but obviously the reg...
• 
  If I unknowingly buy a car with outstanding finance on it, am I then liable for any remaining payments? 21 Apr 2018 (Ask HJ)
  I have found a used car that I wish to buy, however, I have become suspicious about the past financial history of the car. I think it may have been bought...
• 
  Is buying on finance the best way of getting a good deal? 16 Jun 2012 (Ask HJ)
  Does the Chevrolet Cruze have the same engine and automatic gearbox as an Astra, Suzuki, or SAAB? I went to a car dealer about a Honda Jazz and the finance...
• Personal loan vs Car finance 12 Aug 2021 (Forum)
  I wasn't certain I understood this correctly. Car being secured against the loan -> does this mean if the car were stolen, the finance company would consider that and write off my loan, meaning I wouldn't have to pay it all back? Is this true? What is the advantage of the car finance over a personal loan ? Are there any other things to be considered here ?
• 
  Is the dealer breaking FSA rules? 27 Jul 2014 (Ask HJ)
  We have toady picked up our new Mazda MX-5, purchased on PCP. I expected to deal with the salesperson for the majority of handover, but complete the finance...
• Finance/HP questons 8 Sep 2018 (Forum)
  I'm also assuming you will be in negative equity in the vehcile value, you owe, for example, £1,500 and the value of the car will be around £1,000, is the balance re-financed to your new car?    
• VW - Early settlement of PCP finance 8 Dec 2015 (Forum)
  Is the owner entitled in law to see the detailed breakdown of the Interest Rebate calculation ? I'm planning to settle the PCP on my VW Touareg early and VW Finance's settlement just shows the total of the Interest Rebated, despite my requesting the detail - as the amount is several £100s lower than my calculated amount, I want to reconcile the difference before settling.
• Finance question 26 Sep 2023 (Forum)
  Hey ,I'm quite unsure when it comes to things like this so looking for some advice. I currently have my car of finance and I have seen another car I am really interested in. The car in question. I have been in touch with the garage and they have told me that they don't do part exchange so wouldn't look at my car. .
• PX - Will the dealer test drive? 3 Oct 2020 (Forum)
  I am part exchanging my 2 series for another car which is worth atleast 1.5k more than the 2 series. My finance company is paying the dealer the full amount for the car I will be purchasing and the dealer will be sending my finance company the funds to settle my finance on my 2 series.  Am I right in saying the dealer will usually test drive the car to value the vehicle to reach an offer.
• use the dealer's finance - discount off price? 23 Aug 2011 (Forum)
   Respected dealer chain, shiny floor, I like them and have used them before.   Car is £9000 and I'm going to finance about £6000.  If I use the dealer's finance, I know he makes money on that, fair enough, so what room have I got to bring the sticker price down?  Tiny bit?  Or loads? By the way, I notice yet again that Parkers guide is ridiculously out.
• Vauxhall Corsa C (2000 - 2006) - 04 - Cancelling a finance agreement - urgent 25 May 2008 (Forum)
  He no longer wants it (he is young and stupid for signing up inthe first place) He has not collected the car yet (ment to be today) and has not given in his car yet. We have rang the garage and the finance company and they are saying tuff , you have to take the car and the finance. Where do we stand? please help
• Finance 29 Jun 2006 (Forum)
  apparently he incures a charge - and any talk of paying of a few days/weeks after doing the deal - makes him lose his commission. when i worked at hyundai - we rarely did finance so its something new to me.