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  • Honda Jazz SE - Insuring a car bought with PCP 26 Feb 2016 (Forum)
    I have asked around and I am getting various opinions regarding this but surely with the amount of cars financed via PCP deals these days then it should be quite clear. It would be great if I could get some clarification for this as I want to avoid any issues in the unlikely event of a claim. Thanks
  • Selling - The car 14 Jan 2012 (Forum)
    Went to a local dealer who i know, and discussed cars with him, he said "lets have look at yours" on the valuation on his computer, everything came up rosy, except for the HPI check. Outstanding finance on the vehicle from 5 months before I bought it! Boy, did my face go red! Anyway a quick call to HPI and 5 minutes later they called me back to say sorted. See.... even little old me got caught out!
  • Mazda 6 - Demonstrator, What discount to expect? 13 Sep 2010 (Forum)
       Several brokers have them at under £17000 brand new.  Drive the deal has it at £16600, including £1000 discount for using Mazda finance. What should I offer? What can I realistically expect to get it for? Any advice from more seasoned buyers gratefully received.  
  • Deposit paid - should car be taken off forecourt? 7 Jul 2009 (Forum)
    Hello all, My fiancee signed the forms for an '08' plate Grande Punto 1.2 Active on Sunday and dropped in a £500 deposit for the car yesterday (the rest is on finance). Yet today, the car is still on the forecourt for the great unwashed (note - tongue in cheek!) to prod, poke and generally crawl all over. To be fair, though, this particular dealer only leaves the boots open and keeps the main car locked until someone asks to see inside.
  • FIAT - 0% deals 19 May 2008 (Forum)
    I am going through the early stages of buying my next car and am looking at how best to finance it. My take on 0% deals is that they only tend to be on selected models i.e. low sellers, base models etc and this deal will be on the full RRP of the car, i.e. no discount for 0%.Am I correct. I am looking at a Fiat Bravo 1.6 Multijet Dynamic which is close to the top end of the range but has some serious discounting on the web.
  • Manpower Shortage 27 Feb 2007 (Forum)
    This Government is quite willing to pay over £3,000,000 per day for the occupation of Iraq, yet will not finance a much needed resource in thei Country. How much longer can we tolerate this? We rarely see traffic cops on our motorways, and we hardly ever see a policeman in our village.
  • Buying Mini Cooper, where ? 28 Sep 2005 (Forum)
    Is it worth looking further afield for better discounts or do I just have to grin and bear it. I will not be using BMW / Mini finance as cash is available. Many thanks in advance for your replies.
  • GAP insurance - worth it? 11 Dec 2003 (Forum)
    and the salesman is pushing GAP insurance. I won't bore you with the details but the car is effectively not financed and Tesco will replace the car like-for-like if written off within 12 months. So, is the £300ish for GAP insurance to cover the difference between Tesco's payout and the replacement value of a new car if written off within 3 years a good buy?
  • Corroded alloys 5 Sep 2003 (Forum)
    Me again, with another quirk about my Omega. Have decide due to finance that I am gonna keep the vehicle so spent all day yesterday cleaning,polishing the whole thing in and out. One of my alloys (passeneger rear) has large noticeable patches of what at first glance looks like dirt, however it in fact corrossion i.e. rust.
  • Jazz to an Astra 4 Jun 2003 (Forum)
    Would it be sensible to arrage to buy the Astra from Motability and sell the Jazz privetely.Obviously their price would have to be good.On the Jazz I would have 1500 left on finance in a year. Thanks a lot
  • Pug 306 strange noises 7 Apr 2003 (Forum)
    The noise seems to dissapear under acceleration. I'd rather not have to take it to a garage as being a student means my finances are limited. Any ideas?? thanks in advance ben
  • At auction tonight 29 Nov 2002 (Forum)
    Some of the more interesting cars at auction today 90H Renault 5 Campus, 6 months' MoT but blowing exhaust, £8 91H Nissan Figaro, finance repo, some body work needed, £3100 provisional 96P Renault Laguna RXE, 134k, purple, £750, a bit rough 96P Mazda MX5, UK car, 44k, fsh but not mint, non standard alloys, £3700 provisional 98R Mondeo 1.8 LX a/c, 102k but lovely condition, £1225 Mostly though, nothing exciting and I only included the Mondeo because it was an amazing bargain that I wish I'd bought myself.
  • Live within your means 19 Oct 2023 (Forum)
    I've seen it as a salesman countless times myself with my advice swept to one side and a high mileage decade old BM or Merc taken on a 3yr finance agreement or personal loan by a customer who couldn't afford even one moderately expensive failure. A totally irrational purchase and one guaranteed to teach them a lesson at some point. I've seen loads of them (in non-running state) repossessed on the back of car transporters by finance companies who used one of our yards to store them before flogging them for scrap while the customer is left with a ruined credit profile.
  • Ford Focus - Faulty car sold - removed DPF 29 Mar 2022 (Forum)
    What are the chances that garage will fix vehicle for me ? I can’t have another week not working. I am left without vehicle, with finance on it and can’t actually make money as car was faulty. Thank you for any advice:)
  • Vauxhall Astra left hand drive 2004 - Vauhall Astra wont accelerate and then gears stuck 10 Jul 2017 (Forum)
      Be good to have sme theories on what the issues could be in case they try to hoodwink me etc Thanks all in advance   PS the finance lady said her 12 year old Jag did this and it was a 5 min job of reconnecting a cable underneath that fixed it?
  • BMW 3 Series - Dealer not refunding £500 deposit 24 Jul 2014 (Forum)
      I have phoned Citizens advice who said it's his word against their's unless he was taking out a finance agreement (which he was due to) and then he is covered under section 57 of the Consumer Credit Act.   I phoned the dealer and spoke to the sales manage who said they were not refunding the money in any way as they had spent money at the time to get it ready for sale.
  • Fiat 124 Spider - Help! 22 Mar 2021 (Forum)
      He says it is a issue and no one will buy my car. Car is 2018 and only has 8k miles including the original 4200. I still have finance through fiat.  Help what can I do to get full value for my Car?
  • Any - Buying a car from deceased estate 3 Feb 2021 (Forum)
    I've found advise on how to proceed as a seller of a deceased relative's car but nothing from the buyer's perspective. If I get the v5c/2 and the car is free of finance , have i any other concerns ? The car is advertised for £18k. Thanks
  • Toyota Avensis 2015 - Engine Failure 22 Aug 2020 (Forum)
    Unfortunately it is my misses car and she just bought it a year ago and still have to pay for it as she took it on finance
  • Used car from dealer vs car supermarket 19 Mar 2017 (Forum)
    I assume the two years of remaining warranty is transferred no matter where you buy it from? What advantages are there to buying from a dealer considering I am not interested in finance or part exchange? Why do the dealers charge more?
 

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