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• Leon Cupra for £4000 2 Sep 2002 (Forum)
  A fellow SEAT owners club member has a 2001 X-reg Cupra in Flash red, it is his company car, but the company has about 4 months to go before it goes under. By this time the car will have 8 months finance owing at £500 per month, i.e, £4000. It has been suggested I maybe able to buy the car, which would amount to just paying the remaining £4000 off. Now the downside, it will have done about 100,000 - 110,000 miles by the end of this year, although it has spent most of that on Motorways.
• Focus for Accord update 24 Feb 2002 (Forum)
  Told him I'd think it over then decided thanks but no thanks. He phones me back yesterday offering me a great finance deal "to help me out". What's the interest rate I ask? 5% he says then gives me the monthly repayments. Tell him I'll think about it again then work out the repayment figures he's given me are more like 10%APR.
• 
  Polo GTI 1.4 TSI Oil Consumption - 3rd engine soon 8 Nov 2013 (Ask HJ)
  My contract hired 2011 Polo GTI has had excessive oil consumption from new, it's currently on the second engine and today has gone back to the dealership...
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  Can I reject my problematic BMW 320 even though it's on finance? 16 Aug 2010 (Ask HJ)
  I bought my BMW convertible 320 CI on a 56 plate a few months ago. There was a noise coming from the car within the first month and the windows seemed...
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  I've bought a MINI Cooper with a gearbox fault - am I covered under consumer protection for the cost of repairs? 10 Sep 2010 (Ask HJ)
  I've just purchased a MINI Cooper 54 plate, costing me £6299 from a small dealer. I have finance on the £6000, and have paid £299 cash. I bought it on...
• Honda Jazz, Nissan Juke - Jazz to Juke, maybe 31 Jan 2024 (Forum)
  According to Autotrader, a decent-looking 2019 model can be bought for between 9 and 10 grand, which would be affordable if a) we can achieve a decent part-ex for our Jazz and b) if I can save the rest (because I won't be taking out finance). I'm about two thirds of the way to the savings target and barring emergencies, expect to be in a position to buy around May.  So, any info, criticism, praise or otherwise for the Nissan Juke would be appreciated.
• Dacia Duster - Parts problen 14 Oct 2023 (Forum)
  I have complained to Renault and I had an enlightening conversation in which he said there isn't anything they can do. I suggested being compensated by Dacia for the three months I was paying the finance agreement and unable to use the vehicle. Their response was less than forthcoming. I asked to speak to the manager and he refused. Unbelievable. I am quite frankly furious about the whole situation and I just wanted to ask advice about what to do next because it is unacceptable I have been left in this situation.
• Honda Jazz - Cat N concealed by dealer 14 Apr 2021 (Forum)
  However, after I paid the deposit the dealer then mentioned that they do not have the car logbook as it was returned from a finance company. After speaking with a friend I did some research after this and paid for a full HPI check and it turns out that the car is a category N write off, which was not disclosed - and I have since discovered that this would be shown on the logbook..
• Suzuki Baleno - Diminution in value after paint job 16 Mar 2020 (Forum)
  The Suzuki rejection saga continues.  After six weeks +, the finance co./bank have told me that they are to instruct a company to inspect the car.  I understand that the company (Dekra) is quite well-known and well-regarded, and I await contact from them. In the meantime, a local chap has had a look at the car for me.
• Volkswagen Polo GTI - PCP - trade in early or not? 30 Jan 2017 (Forum)
    They are currently phasing out the old model so have a good deal on it at the minute, 0% Apr and 2000 deposit contribution means I'd pay roughly £40 a month more than do for the polo.  Problem is my car has been valued at £300 less than I owe on the finance. Not a huge issue but I got the gti over the bluegt as the residuals were hopefully a lot better. Just don't want to lose out if it's likely to balance out more over the next 12 months and swing the other way.
• Road tax 3 Mar 2016 (Forum)
  Over two weeks later, I ask for a full refund when they said that the car was miraculously fixed but it wasn't and I was given a full refund and I even had to sort out the part finance agreement which was a complete headache and they should have resolved it on my behalf so I was told. My issue however is that the dvla have sent a cheque to me (in my name) for a refund of road tax and the dealer are becoming quite aggressive and everyday asking for their money back!!
• VW Polo 1.0 SE 75 PS - Another PCP Dilemma - Over mileage charges 1 Oct 2015 (Forum)
  Been trying to sell the car - offers of under £7,500. Can't really keep the car because of the miles I'm doing, won't reach 50% of the finance until another two years - in which I'll have done an estimated 50,000 miles - well over the agreed limit. Is there a way out of this situation other than getting a huge loan? Any help would be much appreciated.
• Hyundai i30 - Hyundai i30 power steering failure 5 Jun 2015 (Forum)
  They are 'opening a case' The problem is due to a break in communication involving a microchip in the steering column. Dealer has offered me £3k trade in - which is more or less what I still owe on finance! The job is going to cost around £1400, which I can't afford. Any suggestions please where I might find further evidence to support my case that Hyundai should contribute? Thanks, Carless of Torquay ??
• Audi RSQ3 - audi warrant and insurance co. preferred repairers 26 May 2015 (Forum)
  The vehicle is a 63 model, 9k on the clock. The vehicle has been bought on the equivalent of a personal finance scheme; bit up front monthly payments and then lump sum at end. What is my position in as far as I want the car to be repaired correctly and no comebacks and the warranty in tact?      
• Peugeot 207 - What should I do, 1 Oct 2013 (Forum)
    So it's well and truly goosed and I don't know what to do and don't what to continue to pay finance for something I can't use..   Any advice any can give would be awesome.. :D    
• BMW - My car was wrote off, I think it's still in use ? 14 Jan 2010 (Forum)
  All my personal belongings (worth around £100) were never given back to me. Now,I thought this sounded suspicious. I'm still paying off the finance for the car nearly 1 YEAR on. I also completed a Vehicle Identity Check, and the results confused me. Now, my car wrote off around MARCH 2009; on the vehicle check it says the DATE OF LIABILITY is 01 09 2010 How is this possible, if it's "wrote off" ?
• Buying car from dealer - help! 25 Oct 2009 (Forum)
  Do you reckon I am being paranoid about all this or should I stay clear. The HPI check came up with no finance owed / or having being written off. Thanks in advance DC
• p/xd a scrapper too soon 24 Apr 2009 (Forum)
  Anyway, with the VAT rate lower and £2k potentially up for grabs I wonder if we would be better off buying a cheap and cheerful Panda or Corsa, using the Mazda as the px with this discount and then keeping this little car as a run-around for the next 10 years... I would prefer to buy outright but with the Vauxhall finance deals even that seems pointless. Question is, should I by a cheap and cheerful car just because it has got even cheaper, or should I just be angry at my bad timing?
• BMW 3-Series E46 (1998 - 2005) - PartEx Options for changing 2 cars at once 9 Apr 2009 (Forum)
  Car 1 - N reg Micra - Parker's guide price = £300 Car 2 - 52 Reg 330D with 140K - Glass guide price £3600 Finances willing, my wife and I want to be able to take advantage of the lower interest rate/lower car prices by extending our mortgage by about £15K (it's up for renewal). We both feel that we need updated cars (my wife is getting to the stage where she's spending more on servicing/tax/fuel each year than the car's worth).
• FIAT Punto (1994 - 1999) - 97 1.1 Running problems. 25 Nov 2008 (Forum)
  I wonder if you may be able to shed some light on the problems I am having with this beastie. It belongs to the son of one of my regulars and finance is an issue. Initially it had a problem with high idle speed and a stutter/lurch which he cured himself by fitting a complete throttle body from another car with a better injector and after I had cleaned up the idle motor idled well and drove nicely for a short while.