Hello,
I currently PCP a 2015 polo GTI, which is approaching the 2 year mark in March.
I recently found out that my partner and I will be having a baby in September (ish), and so I'm contemplating trading in early for a bigger car.
I was hoping to move on to something a lot nicer, eg Jag XE / audi s3 but with baby on the way I'm thinking of keeping costs down a bit and sticking with a more modest skoda octavia vrs.
They are currently phasing out the old model so have a good deal on it at the minute, 0% Apr and 2000 deposit contribution means I'd pay roughly £40 a month more than do for the polo.
Problem is my car has been valued at £300 less than I owe on the finance. Not a huge issue but I got the gti over the bluegt as the residuals were hopefully a lot better. Just don't want to lose out if it's likely to balance out more over the next 12 months and swing the other way.
Does anyone have an opinion on how the valuation on my polo might change over the next year?
Cheers
Stu
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