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• Nissan 100NX - Personal Contract Hire and car written off 24 May 2015 (Forum)
  I entered into a 4 year lease contract where at the end of the period you hand the car back. If the car is written off I understand that the insurance company and lease finance company settle directly based in the car's current value. Is it as simple as this? If my lease contract was for a total of £8000 over the four years and I have paid out over £3200 to date, if my vehicle is valued at say £10,000 (it is only a year old and its sale value was £14000), am I correct that the insurers pay the lease company the money owed on the lease and I receive the rest?
• For Fiesta - Just bought a year old Fiesta want to return it? 10 May 2015 (Forum)
  I have seen a few cars that i like and would like to perhaps purchase one of them. Now my problem is i took it out on finance, i have paid 1 payment on it so how would i go about part exchanging it? Would the company (Imperial Cars) give me enough money for it? Or would i be better to use the Ford buy back policy, or see what ford say?
• Toyota Yaris - Rejecting car to being repaired 20 Feb 2014 (Forum)
  Hi basically my car was involved in a accident which was not my fault last thursday..its a 2 month old toyota yaris hybrid t-spirit from what i can see it will need a new front bumper, headlight, wing also the fog light is smashed and alloy damaged with a chuck missing out of the tyre...the car is on finance with toyoyta also..they rang me today to say they will be repairing the car and i told them i do not want to car back because its a brand new car and im paying monthly for a new car not a damaged one and it will never be the same..they just said there is nothing you can do?.
• Ford Fiesta 3dr Zetec 1.0 80ps (203 1) - Change of car ? 2 Sep 2013 (Forum)
  Hi  I have a Ford fiesta zetec 1.4 it was 3 yrs old when I got it and I have had it 4 years very happy driving but as its now 7 years thinking of changing as my finance is all but paid . The car I have been looking at is  Ford Fiesta 3dr Zetec 1.0 80ps  ( 2013 ) sales person tells me it is the new eco engine but not turbo no rd tax better on petrol cheaper on insurance .
• Ford Fiesta Zetec S Diesel - Quick Review 29 Oct 2012 (Forum)
  Also worth noting that I leased this on 2 year contract hire which will cost me £4k over 2 years which - while not rivalling the 'Bangernomics' school of car ownership - compares favourably with the depreciation and finance costs of buying new or even nearly new
• Toyota Yaris - Buying from a dealer: 3k price range 16 May 2012 (Forum)
  That's for a nationwide dealer chain, not an Arthur Daley set up * Will the dealer reduce the price for cash + bankers cheque? I'm not interested in a finance agreement. * Will the dealer try to sign me up for some servicing/after-care programme? Again, I'm just not interested for a car this old.
• Mitsubishi ASX - no discount off an Mitsubishi ASX 1 Feb 2012 (Forum)
  I am now trying to get the best price possible - I have a hefty deposit so would take some finance but can't find anyone who will give me any discount at all. No a penny ! This is including main dealers plus every broker that pops up on a search for "new car discount" I appreciate that its a new car but surely they would not  sell in the same volumes as a Focus plus economic times are hard...and VAT going up 5% in Dec.
• Budgeting for repairs 29 Nov 2011 (Forum)
  Hi guys, Following on from my recent "having a baby, need a bigger car" thread, i'm just doing the sums on second hand versus leasing a new car. The easy bits are working out the cost of the car (including financing), fuel costs, tax and MOT costs.... The hard bit is working out how much to budget for repairs / maintenance for an older car that is out of warranty versus a new car. So can anyone give me an rough idea of what I should be looking to budget per year for repairs / maintenance to keep it running and get it through its MOT.
• Renault Clio II (1998 - 2001) - Service History Not Given 11 Feb 2009 (Forum)
  Think they are trying to pull a fast one. Is there anyway I could find out the service history? I bought the car on finance and still have two years left to pay for a car that doesnt work!
• Car Insurance & CashBack 11 Jun 2008 (Forum)
  In times of rising motoring costs you'd be daft not to try and get some cashback. Check out some of the rates available below. http://www.quidco.com/finance/life-auto/highest-rates-currency/ http://www.cashbackkings.com/insurance/motor-insurance/brands/s2
• Alfa Romeo MiTo (2009 - ) - Any information on sale dates/prices 22 May 2008 (Forum)
  Well its back to the drawing board for a new car and I think after some calculating finances we are prepared to spend around 10K on a chic car for SWMBO. We have had a MINI so preferably that one is out, the Fiat 500 is not her cup of tea and a bit too small. We have both seen pictures of the MiTo and like the look and as a closet Alfa fan I am more than happy to spend some money on a car for her that I like as well!
• unregulated credit agreements - help! 27 Mar 2008 (Forum)
  I want to hand the cab back as I am leaving the cab trade and moving abroad. After writing to the finance company, I have since found out that this is an unregulated agreement as the cost of the cab amounted to over £25,000. They are refusing to let me terminate this agreement without paying the outstanding money owed (I,e, the other half).
• Will a dealer accept 2 part ex cars? 5 Apr 2006 (Forum)
  obviously as per title we want to just have one car, i have a standard loan for my mondeo and she has car finance on her jazz. we want to basically get 1 car for the value of both of these cars on part ex (10k ish) (mine worth £4500 ish hers £5000 ish) how the hell do we do this i assume dealers will do anything for a sale?
• Private buyer at auction 23 Mar 2006 (Forum)
  Also, are these cars HPI checked or similar? What guarantee do I have of buying a car that hasn't got outstanding finance or been an insurance write off?
• Is this good value? 11 Jan 2006 (Forum)
  The car will be supplied with a 12 month warranty and they are asking for £4968.00 and have offered finance at 4.9% APR if we need it. First thoughts are that this is reasonable and it will get my wife on the first rung of car ownership. Any views from the backroom would be much appreciated.
• GAP insurance 9 Feb 2005 (Forum)
  As posted elsewhere, we're getting close to buying a new car. Haven't finally sorted the finance, but thought we would get the figures from the dealer as well as from everywhere else. The dealer is offering 'GAP' insurance. For a one-off payment of £4-500 (sorry exact figures not to hand), we are allegedly 'guaranteed' the difference between what we pay for it today, and what we get for it if it's a loss for any reason.
• New company car due 15 Jun 2004 (Forum)
  Just received the new company car package and its time to book the test drives and work out the finances. I'd would really appreciate any thoughts and particulary your experiences with any of the following as they all seem affordable when put through the number cruncher. I currently have a Mk IV Golf 1.8T, but it seems from a tax perspective that the new E4 turbo diesels are a no-brainer.
• Supermarket buying advice 6 Apr 2003 (Forum)
  5 miles on the clock, first registered 31/3/03, UK sourced (from a Ford main dealer based just down the road from where I work in Coventry - obviously looking for their new registrations bonus from Ford). Excellent price for 'new' car. Just taking time out to get the finances sorted out but just wanted to know has anyone had any recent experience with these guys and gals? Previous postings I could find have been favourable. Also am I likely to get anywhere if I push for extras in the final negotiations (mats/flaps/fuel etc.)?
• 
  I'm selling my 2017 Toyota Auris Estate, what's the best way to get a good deal? 25 Jul 2023 (Ask HJ)
  I was offered a deal with my local Toyota dealer to p/ex my Toyota Auris 2017 (67) Hybrid Estate for a 2018 Yaris Design £13,800 (ticks all the boxes)...
• Seat Ibiza - Please help - rejecting a vehicle 4 Nov 2017 (Forum)
  Trying to reject a Seat Ibiza 2012 through Stoneacre. I owned a Fiat 500 on finance through them and returned for my second car. The day after purchasing it I noticed it was advertised on their website for 4995 when they sold it to me for 5995. I went back into the dealership to discuss and after getting my point across they said they would raise it as a complaint and come back to me.