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  • 5k to spend any suggestions 21 Aug 2007 (Forum)
    Ok my first post here I have been a lurker for a wee whils so Hi! We have a Saab 95 estate which I really like it is very comfortable and spacious but we are only getting 25mpg from it and the petrol cost is killing our finances. So we have decided to sell it and get something else. We have two
  • Dispute insurance offer & gap 3 Jul 2006 (Forum)
    considering GAP insurance for my replacement purchase, a Polo 1.9 SDI 05 plate (£7000). Best price so far (3 years) is £150 from www.click4gap.co.uk (Hitachi finance) [no connection]. Is GAP worthwhile? Are there better providers out there? Views / answers welcome Mark
  • VW Golf GTTDI broken camshaft 10 Dec 2004 (Forum)
    I have a company car which is a three year old 150 bhp diesel golf gti with 108 k on the clock. It was serviced about three weeks ago and about two weeks later a shuddering noise developed which transpired to be a broken camshaft. The dealer wanted to replace the engine but VW finance only agreed
  • Subaru to go ? 9 Jan 2004 (Forum)
    and handling point of view ? I have just invested in 12 months tax, MOT and new tyres and will have to sell the Legacy to finance its replacement(circa 4k max) I can only think of a Primera as a suitably reliable replacement but do you BRs have any opinions for the sake of an extra 8/10mpg.
  • Aircon - worth fixing on older car? 22 Dec 2003 (Forum)
    isn't worth much more than a grand. But - when I come to trade in or sell, what if any difference would this make? Also - if I chose to hand the car back to the finance company (having paid more than half the HP) would they be likely to penalise me for this? Thanks
  • Flat Rate 29 Mar 2003 (Forum)
    what exactly is flat rate interest and how do you work it back to get your monthly repayment amount? About to do some serious negotiation on a car and would like to go in with a way of comparing the dealer's finance package to some of the other loan providers I have been looking at. Any help would
  • getting new V5 26 Feb 2003 (Forum)
    by reliable auction house on behalf of Ford Credit. I guess the owner has not teturned it to finance house, maybe it has been repossesed. If I bought it how long would it take to put on the road. No V5 , no road tax ;-( what is the procedure and how long does it take ? any shortcuts ?
  • buying ex lease car 15 Oct 2002 (Forum)
    how do I know whether there is any finance on the car? I'm hoping that as its being sold by a motor company then I have some more protection than buying private in this regard. Any comments would be helpful before I give up my cash!
  • Fiat Panda Co level 15 Aug 2002 (Forum)
    anyone supply the info I need on the CO and am I looking at the correct adjustment screw. As is normal with any big Auto company the website is useless for this sort of info, OK if you want to buy a new car on finance, anything else especially older models and they dont want to know! Thanks in advance
  • Should I swap my Kia Sorento diesel for a Toyota RAV4 Hybrid? 31 May 2018 (Ask HJ)
    My current car is a 2014 Kia Sorento 2.2 CDI. However, I am concerned about the present issues with regard to diesel and am now considering a switch to...
  • Return to spender - end of lease disagreement 14 Mar 2010 (Ask HJ)
    I read with interest the email about Mercedes lease terminations. I have just returned a CLS AMG after 4 years and was charged over £1,200 for damage to...
  • bmw s1000xr - accident claim confusion 25 Mar 2021 (Forum)
    Hi guys, I am after a bit of advice if this is the right place? Had an accident, chap made an illegal U-turn in front of me that resulted in me crashing into him and come of the bike (the bike still has outstanding finance). Now I've informed my insurance (lexham) and fill in all
  • Skoda Superb - Cancelling new car order. 12 Feb 2020 (Forum)
    on the forecourt! Last week I went in to clarify an issue where’s I had been given the wrong monthly price. The same salesman had added the 2 year sales plan and not explained that it had to be added to the finance plan. I thought that I could pay for it in cash. I spoke to a manager that day who explained
  • VW Polo Gti 2010 - Rejecting my car, liability admitted 5 May 2012 (Forum)
    supply of oil until the matter is resolved but I do not see this as the solution and I am very reluctant to drive the vehicle at all now. I have contacted VW Customer Services, VW Finance and the dealer (again) gave them all a version of this response but all of them have said the same thing
  • Why are five year old premium cars so cheap? 31 Jan 2025 (Ask HJ)
    I notice used prices of 5 year old premium models like Mercedes E-Class, Audi A6 and BMW 5 Series are within reach of my budget. Even official dealers...
  • How are PCP balloon figures calculated? 8 Aug 2023 (Ask HJ)
    How do car dealers decide on the figures when offering a PCP deal? How much depends on the length of the contract, the value of the car and agreed mileage...
  • The guaranteed price of my car (when the PCP ends) is £5500. If it's actually valued at less than that, will they buy the car back from me for less? 2 Mar 2020 (Ask HJ)
    I have been on PCP for two years of a four-year deal. The guaranteed price after four years is £5500. If I keep the car for four years, and the car is...
  • What car should I buy? 12 Feb 2020 (Forum)
    (on finance). It's a fine car, but unfortunately it fails every MOT test, and the payments are now excessively more than the car is worth due to me agreeing to a ridiculous finance offer. Someone suggested I take it back to AvailableCar and work out a deal to end the agreement early since I'm well over
  • My timing belt has gone - what rights do I have? 24 Dec 2018 (Ask HJ)
    What rights do I have in terms of my BMW 1 Series which I have had from new and is three months out of warranty as my timing belt has potentially gone?...
  • Skoda Yeti - Dealers telling porkies -how long car on forecourt 10 Oct 2018 (Forum)
    the first 8 digits indicate the date it was first published - 20180514 (14/05/2018)?? We will be paying about 60% up front and the rest on finance. Paid a £1000 today and signed an agreement with the garage but waiting for finance agreement to come through so haven’t signed any of these documents yet. Now
 

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