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  Will prices of electric cars come down soon? 20 Jul 2021 (Ask HJ)
  I would like to change my current car for an electric one, but at the moment they don't have the range I would like. I think this will happen in time,...
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  Jaguar F-Pace - Do they sell a rear-wheel drive model? 8 Jun 2016 (Ask HJ)
  I have ordered the basic version of the new F-Pace, but am stretching my finances to do it. However, I am a little concerned that the version I have ordered...
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  What's the best car for a growing family? 3 Mar 2016 (Ask HJ)
  My wife and I are expecting our first child and we currently a 2015 BMW 420d Coupe. The BMW is on a two year lease PCP ending June 2017. My two questions...
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  Which large executive car? 28 Aug 2015 (Ask HJ)
  I'm looking to buy a stylish large exec, with a good balance of performance and economy. I do anywhere between 12k to 18k miles per year, split motorway...
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  Buying a high mileage Mercedes-Benz - what should I look out for? 10 Jul 2013 (Ask HJ)
  I have a chance to buy a high mileage (100,000 miles) 2011 Mercedes-Benz C220 Sport Estate from a cousin. I only need to pay off finance which is £8500,...
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  Looking to part-ex, do dealers accept damaged cars? 10 Jun 2013 (Ask HJ)
  I'm looking to get a new Honda Civic 2013 on finance with Honda. I have a SEAT Ibiza 2005 1.9 TDI Sport 100 with the following issues: Large dent/scratch...
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  Lease or buy? 18 Feb 2012 (Ask HJ)
  Thinking of selling my 15k 2009 (09) Fiat 500 1.2 Lounge for £7k to help with my finances. Should I buy a small car around the £2k mark, or should I...
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  Buying or leasing best option for high milleage? 8 Feb 2012 (Ask HJ)
  I do approx 25k miles a year in my Mercedes-Benz C180k (03 reg) and am looking to get a new car. I'm not sure whether to use the Ford privilege discount...
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  Buy or bye Hyundai i10? 10 Nov 2011 (Ask HJ)
  I am considering purchasing a Hyundai i10, but the new demonstator had the audible clutch judder that is mentioned repeatedly in mesmerising large numbers...
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  Negotiating a discount 23 Aug 2011 (Ask HJ)
  What deals should I reasonably expect to get from a main dealer when buying a brand new car ? For example, % reduction off the asking price, accessories...
• Hit by uninsured driver 7 Mar 2011 (Forum)
    They don't actually 'refuse' - they are just terminally vague about it,  and promise to set things in motion, but don't do so. Finally, the car is on finance with a settlement of £4,100.  If Admiral can't be persuaded to increase their offer I will end up with zero, and will even have to pay the additional £100 to clear the finance. All this, for something that was absolutely not my fault.
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  Should my daughter buy the Ford Platinum Warranty with her used Fiesta? 5 Sep 2010 (Ask HJ)
  My daughter is buying her first car, a three-year-old Ford Fiesta 1.4 Zetec with Sport and Tech Packs. The dealer is offering her the Ford Platinum Warranty...
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  What should I pay for a 2007 Fiat Panda Dynamic? 30 Jul 2010 (Ask HJ)
  I am interested in buying a 2007 Fiat Panda 1.2 Dynamic. I have arranged to view it and, if still interested, I will test drive it tomorrow morning. Please...
• HPI Check Discrepancy 9 Jul 2009 (Forum)
  Today, I have been contacted by the buyer who informed me that the vehicle was recently HPI'ed, and the check had comeback reporting that the vehicle had been scrapped in 2000 and had outstanding finance from 2006! Obviously, I was very concerned by this and so this evening have carried out my own checks against the vehicle. The more detailed of the two checks that I've carried out reveals the reported issues relate to the vehicle VIN... and fortunately the part detailing the outstanding finance gives the name of a model of caravan for 'description'.
• MINI Cooper S R53 (2002 - 2007) - Convertable - I am just about to buy one... 7 Oct 2007 (Forum)
  The current deal our local dealer has put to us is the following (3 year PCP): Mini Cooper S Sidewalk Cost new: £21,000 Deposit: £ 5,000 (a Megan 1.4, either we sell it or trade it) Remainder to finance: £16,000 Guaranteed value af £10,000 (after 3 years) Amount left to finance: £ 6,000 Monthly amount: £ 250 (there abouts, got him down from £280) We will have paid £ 9,000 for £6,000 of credit For comparison a loan at current rates would be: £ 6,583 Should the dealer be doing better than this, especially if he making me pay £3000 to borrow £6000 over 3 years - should I be comparing that rate with current rates, the PCP "balloon" confuses the matter as this Guarenteed future value of £10,000 might be more?
• Nissan X-Trail - troublesome! 9 Jul 2006 (Forum)
  Nissan Finance have tried the bully boy tactics already claiming that it's extremely difficult to seek refunds on new vehicles and that we will need a solicitor. They had a good laugh down the phone about this.
• Negative Equity 9 Jul 2005 (Forum)
  Is there any way around this negative equity?? Just to clarify the type of finance she has on the vehicle she currently has is a Motor Loan which if i'm correct is similar to a Personal Loan only from a Garage.
• How much more can I squeeze the Salesman 14 Nov 2003 (Forum)
  I have already left him hanging as I want to test drive another car first and have spoken to the dealer offering the 6300 trade in giving him details of the 0% finance offer to see if he can better it. Marty
• Ford Fiesta - BCA auctions - when do you break even? 3 Aug 2023 (Forum)
    I understand that there is a lot of monthly fluctuation in both buying and selling - the sort fo cars I am thinking about are small cars usually bought as a fiest car or a second family car, such as a Fiesta, sold for around 6-8k so no need for financing
• Second hand market doing really well?? 22 Feb 2021 (Forum)
  Because of covid, less new cars have been sold, leading to a shortage of used vehicles, increasing prices. Not even a hint of admitting that finance companies are struggling to process defaults on payments. Well, that giant car park is not fake news and I’m sure it’s not the only one of its kind. Why the big fat lies and the artificially inflated prices?