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  • recommended vehicle 24 Jan 2015 (Ask HJ)
    Hello John, I've been trying to Lease a Merc, 'B' 200 SE Auto, but after getting all sorts of false offers, delivery dates, previous models etc. I wish...
  • Buying new or nearly new small, four door car. 10 Aug 2014 (Ask HJ)
    I am looking for a new or nearly new small, four door car. A couple of times a week, I need to commute for a few hours so a bit of comfort and safety would...
  • How can I reduce my fuel usage in my Ford C-Max? 16 Sep 2010 (Ask HJ)
    I'm tied into a finance deal for the next 18 months because I got a really bad deal, because of bad credit rating. Since then I've managed to get a new...
  • Hassle and Vattery 14 Feb 2009 (Ask HJ)
    We have been privately leasing an Audi A6 through VW Finance for 2 years, with the option to purchase at the end, which we decided to do. We were verbally...
  • Suggestions for Gap Insurance 9 Aug 2009 (Forum)
    Anyone got any suggestions for good Gap cover? Its for a new car purchase on 0%/loan finance. Looking for decent providers. Thanks all.
  • Does the inclusion of mileage on the MoT prevent clocking? 3 Sep 2021 (Ask HJ)
    Does the inclusion of mileage on the MoT prevent clocking?
  • Big Car Crash Coming ? 20 Jul 2017 (Forum)
    In this Daily Mail 'This is Money' forum post (yesterday) on car financing: http://www.thisismoney.co.uk/money/news/article-4664356/Has-Bank-England-s-squeeze-easy-credit-started.html#ixzz4lxEgKs3L  A 'Sally' from London makes this interesting comment: "With car finance
  • Advice please! 26 Feb 2013 (Forum)
    don't know which option to take: I have the funds ready (spending upto £14k) - so should I just buy the car outright? Or the 2nd option is to Finance it on a Personal contract purchase. But I don't think it's sensible to pay interest if I already have the funds, and dealers only provide
  • Why can foreign bank transfers be recalled months or years later? 17 Aug 2010 (Ask HJ)
    I know you're not necessarily a banking/finance expert, but how or why is it that a payment made from a foreign bank can be recalled months or even years...
  • HPI your own car - good bet ? 15 Jul 2009 (Forum)
    Mrs P bought her Golf GTi in March 2007 - we paid cash for it, it was registered onto her personal plate from new. So imagine my surprise when I took it for a speculative price to a VW dealer who said they'd buy it but that it had come up as having unresolved finance on a HPI check. The print out
  • Did we do okay? 30 Jul 2008 (Forum)
    to get the red one. The part-ex: 1998R Ford Fiesta 1.3 Encore 3 door. State blue metallic, 64k miles, one owner, FSH, no PAS. £1735 trade in price. Cost to change: £7425. Finance at 8.9% APR, a personal loan, not HP on the car. Could have been better but my parents preferred to deal with an IFA
  • £6,300 to Spend on Family Car 9 May 2007 (Forum)
    Hi My beloved MG ZR 120+ has been written off (couldn't get the parts!). I have £6,300 to spend on a new/second hand car. I need: 1) 5 doors and room for 2 Adults and up to 2 kids 2) Could do with room for buggies, shopping etc 3) Don't really want to take out finance-but could do if push
  • How do I deal with unjustified refurbishment charges on a returned lease car? 29 Mar 2017 (Ask HJ)
    I left my leased car with a Volkswagen main dealer for an MoT and cosmetic work on the alloys a few days before the end of its contract. They agreed to...
  • Can I reject this used car? 15 Oct 2012 (Ask HJ)
    I bought a car from a dealer for £20,000 which was 100% financed via Hire Purchase through a finance broker. I picked the car up from London and drove...
  • Can I demand the return of my deposit after I found a better deal for a Honda CR-V elsewhere? 9 Jan 2012 (Ask HJ)
    I saw advertised a Honda CR-V offer which was worth about £2500 off the asking price. I went to my local dealership and had a test drive. I liked it. They...
  • Ford Mondeo III (2000 - 2007) - DVLA Scrapped my car - HELP! 5 Feb 2010 (Forum)
    I say help because I really think something untoward has happened here. Background ? apologies for length and twists and turns? I was handing my car back to the finance company as it was now 50% way through the agreement. The finance company were delayed in sending the forms to the correct
  • Nissan Qashqai - Cancelling a potential pcp? 30 Mar 2022 (Forum)
    a small deposit of £250 and was told a credit check would be done by an external finance company. I was also reassured their terms were better than the company I was pre approved for. Well I get home and check wll paper work, turns out the total overs charge will be over £1000 more than my finance
  • MG4 - Pcp 2 Feb 2025 (Forum)
    I have a personal plate. If I pop it onto a retention cert.  Does it cause a problem if I finance a car but put my plate on it? Via the dealer of course.
  • Legal advice needed on returning a car 24 Apr 2014 (Forum)
    ) 1. Found a car with a main dealership that was sold to us for £37852 2. Finance from the Manufacture was required to fund the vehicle - the sales person stated that this would be at a fixed rate
  • High mileage & a recent revelation 21 Jul 2012 (Forum)
    .  The idea being it would seem that employees get a new car, use the company perk to finance it for 4 years before trading in for another new model and repeat the cycle.  So far so good. So we are thinking we'll we could take a new car on finance, sell the second hand one (purchased just over 5
 

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