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  • Why can foreign bank transfers be recalled months or years later? 17 Aug 2010 (Ask HJ)
    I know you're not necessarily a banking/finance expert, but how or why is it that a payment made from a foreign bank can be recalled months or even years...
  • HPI your own car - good bet ? 15 Jul 2009 (Forum)
    So imagine my surprise when I took it for a speculative price to a VW dealer who said they'd buy it but that it had come up as having unresolved finance on a HPI check. The print out showed her plate against a VW Bora of the same age. Mistake at the finance company. Took a few phone calls but got it sorted - I've since learnt that this is by no means unique.
  • Did we do okay? 30 Jul 2008 (Forum)
    State blue metallic, 64k miles, one owner, FSH, no PAS. £1735 trade in price. Cost to change: £7425. Finance at 8.9% APR, a personal loan, not HP on the car. Could have been better but my parents preferred to deal with an IFA whom they know, rather than go directly to the finance company.
  • £6,300 to Spend on Family Car 9 May 2007 (Forum)
    I need: 1) 5 doors and room for 2 Adults and up to 2 kids 2) Could do with room for buggies, shopping etc 3) Don't really want to take out finance-but could do if push comes to shove 4) Would want and least a 1.6 or 1.8 engine 5) Finances tight so want low running costs Have had a Ford Focus from hire company and have quite enjoyed driving this.
  • Suggestions for Gap Insurance 9 Aug 2009 (Forum)
    Anyone got any suggestions for good Gap cover? Its for a new car purchase on 0%/loan finance. Looking for decent providers. Thanks all.
  • Nissan Qashqai - Cancelling a potential pcp? 30 Mar 2022 (Forum)
    The sales person managed to somehow sway me with the sales pitch and I went for a PCP. I left a small deposit of £250 and was told a credit check would be done by an external finance company. I was also reassured their terms were better than the company I was pre approved for. Well I get home and check wll paper work, turns out the total overs charge will be over £1000 more than my finance provider.
  • MG4 - Pcp 2 Feb 2025 (Forum)
    I have a personal plate. If I pop it onto a retention cert.  Does it cause a problem if I finance a car but put my plate on it? Via the dealer of course.
  • Legal advice needed on returning a car 24 Apr 2014 (Forum)
    Since the purchase initiated over the phone and a deposit to buy was done over bank transfer was I able to hand the car back in over the cooling off period? Was I miss sold the finance? Finance Rate: I have this written down to be fixed rate 6.3% however all documents show APR 12.8% and Effective Interest Rate (fixed) 12.4% per annum.
  • High mileage & a recent revelation 21 Jul 2012 (Forum)
    Peversly though it'll be me that drives since she simply walks to work whilst I now do an average of 35,000 miles a year thanks to my new job (hence the purchase of a car back in March that was much more fuel efficient, 2010 Seat Ibiza Ecomotive, i've now done 10k allready.  We have no finance, it was bough outright). So i;ve been having a look about and the main issue I'm seeing is mileage, most finance offers seem to only go up to 10k per annum before sticking you with a charge per mile after.
  • Our new Hyundai i20 has been delayed but I have to pay the finance - where do I stand? 30 Aug 2010 (Ask HJ)
    In early July my wife decided to buy a new Hyundai i20, partly because of the financial package available. A deposit was placed on the car and delivery...
  • Engine seizure on a car I bought four months ago - can I get a refund? 9 Dec 2019 (Ask HJ)
    I bought a Mazda3 2.2 diesel 2010-plate through a finance company from a forecourt in September with a three-month limited parts and labour warranty. Last...
  • I have received a large bill for damage at the end of a lease - where do I stand? 4 Mar 2018 (Ask HJ)
    I have received a bill for £600 for damage found on a returned lease car returned after 42 months. Some of the damage stated on the invoice does not appear...
  • Skoda Fabia Greenline electrical faults 11 Apr 2012 (Ask HJ)
    We bought a new car on finance in January 2012. After 5 weeks all the lights on the dashboard came on and the car went into the garage. They "fixed" the...
  • Worn brakes on car just bought 22 Apr 2007 (Forum)
    He tried very hard to sell them an expensive warranty, the usual hard sell, which I persuaded them to resist. It would not cover brakes I would imagine. I pointed out to the seller, the finance man referred to by daughter as the slimy pink fluffy dice , that he could not deny buyers their rights under Sale Of Goods Acts, and he became rather evasive. That was when they bought it., though without extra hundreds of pounds worth of warranty, finance, finance protection, MOT insurance etc.
  • SEAT Ibiza - Discounts 14 Jan 2024 (Forum)
    I don't know if it's brand-wide, but my local Seat dealer is selling brand new (not pre-reg) Ibizas at £4,350 off list price (cash or finance)
  • Norton - Norton in administration. 12 Feb 2020 (Forum)
    The current Norton Motorcycles company at Castle Donington has gone into administration. Let's hope a buyer can be found or it can be re-financed. https://www.bbc.com/news/business-51303905
  • In Debted... - The AA 27 Mar 2015 (Forum)
    http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/11493603/AA-taps-investors-for-200m-refinancing.html   How on earth can they lose so much money when they are probably the most expensive breakdown organisation?
  • Vauxhall - Vauxhall piece in Telegraph 28 May 2009 (Forum)
    http://www.telegraph.co.uk/finance/financetopics/recession/5396317/Vauxhalls-American-dream-dies.html Spot the glaring factual error in paragraph 1. I stopped reading after that.
  • Honda 29 May 2007 (Forum)
    Did anybody notice the small article by the chief of Honda in the DT finance on saturday where he stated if the UK was not willing to embrace the EU fully it was not prepared to invest anymore in the UK.Make of it what you will but not very encouraging.
 

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