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• Outstanding car finance, credit of sale, do i own? 28 Jan 2010 (Forum)
  Because i did not receive the money i was expecting, i have been left with a number of debts that i need to clear, so i thought of selling the car and paying off my debts which would make it easier for me to pay the car finance company every month, so essentially it becomes a loan rather than car finance. Im not sure of the legalities, but surely if i continue to pay the company as i would if i had the car that would be ok?
• Nissan Juke 1.6 Acenta Auto 2014 60k - Car Finance Car Shop HP positive equity 10 Apr 2022 (Forum)
  Hi, I'm after some advice about finance as I'm trying to help out a friend. Car shop phoned my friend and told her that her car is in positive equity. The car has 2,000 left outstanding on it and their valuation is 5,000 although looking on autotrader I've seen these jukes on forecourts for 8,500 same age, same mileage.
• Suzuki Jimny (1998 - ) - Advice sought before buying one. Finance, etc. 3 Jun 2009 (Forum)
  hi there, im new to this and really need some advice, thinking of buying a new suzuki jimmy jlx + and doing my home work, but still comning up with a couple of problems like are they bringing out a new model to replace the jimmy how do i find out, and they have offered me there finance at 6% but are there any hidden extras they are not telling me, the bank has offered me 8.8% and are saying no hidden extras, who do i go with what a headach. i have had a test drive and seens okay only doing this as i want to trade in my car for scrap and get the 2000 off price and want a cheap 4x4 with small engine {subject line amended}
• Next car/finance - what should I do? 15 Jun 2002 (Forum)
  Would I be better to make the final payment myself then go to a dealer with my fully-paid-for car as a deposit OR just go sooner and let the dealer clear the finance and hopefully have a bit left towards a deposit on the next car and let them work it all out? Will I get a better price for my car if it is fully paid up or not? Thanks for any advice.
• Volkswagen Polo GTI - Swapping my Finance PCP?q 18 May 2016 (Forum)
  Hello I have just got a new Polo GTI on a 4 year PCP, had it for about 2 months and have decided its way too small for me, I am interested in an Audi...
• Will Toyota be offering interest free finance... 5 Nov 2007 (Forum)
  ... next year? Hello All, Wanted to hold off buying a new car until January next year. At the moment Toyota offer 30% deposit and 3 years interest free...
• Help needed re:Finance for my Car 18 Apr 2005 (Forum)
  Hi all I have recently purchased a Vauxhall Meriva from a car dealer on Finance however in hindsight I maybe shouldn't have as it is giving me a lot less money a month than I originally banked on for myself. Does anyone know if it is possible for me to give the car back to the company the finance is through and if so what the financial penalties are likely to be?
• Two Grand Tickles 27 Aug 2003 (Forum)
  And dont forget a lot of these people will be buying on finance over 4/5 years so when their car is esentially worthless they will still owe plenty on it. These places advertised on telly make me laugh, you are basically given a choice of two (awful) cars and bullied into buying one for well over book price with ludicrous finance charges to boot....
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  What happens to a PCP agreement on death? 5 Aug 2024 (Ask HJ)
  What is the position of a PCP agreement on the death of the purchaser? A relative recently passed unexpectedly and unfortunately BMW Finance have quoted...
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  Someone changed the owner of my car 8 Jul 2012 (Ask HJ)
  Took my car to dealership who is now being investigated and has went out of business. They apparently said they had title to sell my car because they took...
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  Is the industry planning to help people who've got cars on finance but may no longer be able to afford to pay because of coronavirus? 24 Mar 2020 (Ask HJ)
  Have you heard if the automotive industry is going to offer any support for people with leased cars?
• n/a - Has anyone dealt with Cazoo? 26 Aug 2022 (Forum)
  Spotted a car on Cazoo I am interested in but to be safe I ran its details through Car Vertical and it flags up it has outstanding finance on it. The finance was only taken out in June this year for 6 months. I had an online chat with one of Cazoo's advisers and they assured me that they will pay off any finance due before the car is sold to a customer.
• Mercedes-Benz A-Class - Gumtree Mercedes A200 outstanding finance 1 Feb 2019 (Forum)
  Just wanted to let others know about a close call I just had off of Gumtree who was trying to sell a Mercedes A200 with outstanding finance on it, Luckily or unluckily however you look at it I wasted £20 on a HPI check before hand to discover this, when I questioned the seller about this he stated that he would continue to pay it off after I had paid for the car and that I had his 'word'.
• Ford Focus - nearly new purchase - mileage issue 17 Oct 2013 (Forum)
  Bought a 62 plate focus 6 days ago but only just noticed that the mileage on the finance agreement is signiifcantly lower than the mileage when I picked the car up - around 500 less. The car was purchased thru a ford dealership via a 6000 mile options agreement. I was also assured that the car had had its first service and now checking the servcie book  it is down as being serviced more than 3 months ago with a mileage of more than 500 more than that on the finance agreement.
• BMW 320i E92 2007 - Handing car back to finance company 24 Aug 2012 (Forum)
  I don't see any point in spending this amount of money when there is potentially only a couple of months to go and I don't wish to refinance the value of the balloon payment. In practice am I able to over pay my finance payments in order to hit 50% before November and thus hand the car back early or will Santander see what I am doing and block it in some way. Thanks Phil
• any - collecting new car from brokers 21 Jun 2012 (Forum)
  My question is -    what if any checks should I be undertaking apart from the usual document check -  the log book will follow as its ' Trade reg ' so I might not have anything apart from the broker's invoice.  Will an HPi type check reveal if any finance is outstanding on a car fresh off the boat,  does finance get registered immediately  ?  This is my main worry. Car will be a 12 Reg  
• Volkswagen Passat - HPI: Interest registered against a previous plate 15 Oct 2011 (Forum)
  In June the original plate was transfered back to the Passat and in July the M80JBL plate, which is now on a Honda Civic VTEC that has outstanding finance? And if so can I get this alert removed from the Passat record?   Thanks
• Can you haggle on used cars from dealerships? 13 Aug 2023 (Forum)
  I've overheard other customers haggling, but not the outcome of their efforts. Some dealerships have told me there's a discount available by using their PCP finance option, from the finance provider, but only for new cars.
• crazy peugeot finance plan? 5 Jun 2010 (Forum)
  Looking at the smallprint for the latest 'deal' from peugeot it says you put a deposit down (ok),pay a monthly fee (still ok), then optionally make a...
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  What happens to a PCP if the owner dies? 17 Jun 2025 (Ask HJ)
  I have happily used PCPs for many years but as I approach 83 and my current PCP is maturing I am concerned that if I suddenly am unable to drive for some...