Is it better to do a speed awareness course or take three points and a fine?

Is it better to do a speed awareness course or take three penalty points?

My car was stolen but my insurer won't pay out because I didn't declare penalty points?

I recently had my car stolen. I had received 6 penalty points a couple of months previously and did not realise I had to tell the insurance company. They have said they will not pay my claim because of...

Why are satnavs in a windscreen considered a distraction but dangling air fresheners aren't?

I regularly hear of people being pulled over by the police for having satnav and phones within the view of the arc of the windscreen wipers, but it seems as if every other vehicle has distracting air fresheners,...

I got flashed by a speed camera - if I receive a ticket can I opt for a speed awareness course and if so will I still get penalty points?

I got flashed by a speed camera on a motorway gantry even though there was no speed limit displayed. If I receive a ticket can I opt for a speed awareness course and if so will I still get penalty points?...

My daughter renewed her insurance online but the payment did not go through - she then got stopped by the police?

My daughter renewed her insurance online and did not realise the payment had not gone through. Five days later she was pulled up by the police for driving while uninsured. She now has six points on her...

I borrowed my dad's small van and was stopped and fined for having no insurance despite having full comp cover?

I have fully comprehensive insurance and borrowed my dad's small - non-commercial van. I was pulled by the police and was given a penalty of £300 and six points on my licence. I was told I could not drive...

Will undeclared points on a licence invalidate our insurance claim on a stolen car?

My car has recently been stolen and my partner has three points which she failed to tell me about. The insurance want codes for her licence as she’s a named driver and i’m worried this will invalidate...

Why do insurers keep penalty points on record for five years if the DVLA remove them after three?

I just had my renewal quote, when asked if anything had changed I mentioned the removal of three penalty points from my licence last year (after three years). I was told that insurance firms keep the points...

When do I have to advise my insurer of the penalty points I received for speeding?

When do I have to advise my insurer of my recent fixed penalty conviction of 30mph+ in a 30mph zone (£100 and three points). Immediately, or only at the time of renewal? I wasn't eligible for a driving...

Can an insurer void a claim because I had penalty points?

Previous to having a licence or provisional I received penalty points. I didn’t know I had, as I thought you couldn’t receive points without a licence (this was in June 2014). I applied for my provisional...