Ask Honest John

Most recently answered finance questions
I own a Freelander 2, bought new in August 2007 and am considering purchasing a new Freelander 2 TD4 HSE. Under the Land Rover Finance agreement on the existing car, the final payment will be £13,482....
On a PCP, if I pay a higher deposit it reduces the monthly payments, I think. When is it a good idea to pay the higher deposit on a PCP?
I have a motoring query that I hope you can help with. I purchased an Audi A4 Cabriolet 2004 plate on a PCP 5-year hire and purchase agreement just over two years ago from a main Audi dealer, so the car...
Having tested a Mazda 3 2.2 diesel I was planning to buy the vehicle outright from Perry's. However, they have offered 0 per cent finance based on paying half the cost of the car upfront, and this is on...
I wonder if you can help me. My partner bought a brand new Lexus RX400 from a Lexus dealer in 2006. She is currently experiencing cash problems and I wondered if it is possible for her to hand the car...
Is it safe to buy a friend's daughter's car which was on finance? It has been stood for the last year. The parents say they have paid the finance and they don't want any more to do with the car. Will it...
I bought a Polo on the Volkswagen Options scheme (which means that every 30,000 miles or three years, whichever comes first, I can put down a deposit of say £1000 and get a brand new car, and continue...
We are confounded. We need an estate or similar to take two large dogs and be able fit a wheelchair hoist. Budget is around £15,000. we have at present a Mazda 5 which is rather expensive to run. We...
I am thinking of leasing a small car to take me to work each day (a few miles) and it will be rarely used for longer journeys. Handling, performance and kit are important over street-cred (I'm 33 and not...
My daughter is buying a new Renault Clio, hers having been written off in a RTA last week. When we went down to finalise the deal the salesman talked about a GAP policy, which pays out if her new Clio...