Would it be cheaper to get insurance on a Group 1, new car or an older car?

I'm preparing to return to the road after a DDI ban - first (and last) offence, incurred accidentally. Obviously insurance is going to be an issue, but would you suggest buying a more modern (and more expensive) car in insurance Group 1 or a cheaper and older but more user-friendly 5-door that's worth less (e.g. a 12-year-old Focus for under £1000)? If the premiums are too heavy, I'm also considering going down the classic route for a year or two with something like a Morris Minor or Triumph Herald.

Asked on 8 December 2017 by Mike Taylor

Answered by Tim Kelly
Newer car is definitely the way to go, as the insurer will perceive you as less liable to drink and drive again in the future due to the cost attached. I would suggest using price comparison websites and using different vehicles to see what prices come up based on your history. I may be wrong, so it is worth checking. The classic car route is definitely an option, but would not cover you to and from a place of work usually.
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