Do all insurance companies require engineer's reports when insuring category C write-offs?
I have agreed to buy a car from a dealer which is a category C write-off, but has been repaired and has had a VIC check. The car only appears to have had a minor rear end shunt, which broke the bumper and looks fine. I've shaken on the deal, but when I told the insurance company it's a category C they first said they only needed an MOT faxing to them (which I did, despite directing them to the MOT website where they could have checked it for themselves), but now they say I will need an independent engineer's report. I've looked this up and reckon it will cost about £180, which is not economical for a £600 car. Anyone have experience of this?
Asked on 7 August 2010 by youreds
Answered by
Honest John
Shop around for another insurer that does not impose such onerous terms.
Tags:
insurance
write offs
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...
What paperwork should I ask for from a garage if I'm buying a Cat S car? Must I have a structural report? The car my son is looking at is less than 3 years old, so no MOT required. The garage is saying...
Unfortunately my daughter's car was written off following an accident for which she was at fault. The Insurer's settlement offer is some £2k below the retail replacement cost for the same model & mileage....
Elsewhere on 
