Car written off in accident - can I demand a full repair instead? | Ask Honest John

Car written off in accident - can I demand a full repair instead?

My 2008 Saab 9-5 Aero estate is probably going to be deemed a write-off after a road accident. The driver of the other car has admitted responsibility, but my insurer has said my car will probably be 'uneconomic to repair'. Consequently I'll get a pittance of a payout. Am I within my rights to demand that my car is repaired, whatever the cost?

Asked on 26 July 2016 by oldcarliol

Answered by Honest John

Unfortunately no, you are only entitles to be put back in the position you were in before the damage was done and this has been interpreted by the courts as 'market value' for your car. If you are not offered market value you can fight for that. More case law at the end of this FAQ: www.honestjohn.co.uk/faq/insurance-write-offs/

Tags: insurance write offs

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