Honda Legend Insurance

Following my recent experience with my insurance renewal, I thought I would share my findings. Having compared some 23 insurers and telephoned six independently, I found some infuriating responses.

I have a 2006(56) Honda Legend EX, fitted with the optional safety pack, which included collision mitigation braking system, lane departure, adaptive cruise control. Of the 23 insurers, 16 opted to 'load' my insurance premium because this 'safety' option is fitted to my vehicle.

They cite, that my car would be worth more money in the event of an accident, but fail to recognise the importance of avoiding an accident.

Asked on 7 January 2013 by rlbriverside

Answered by Honest John

It's the stupidity of brain dead computerised risk assessment. Most 'insurers' (including price comparison sites) are really no more than brokers and take a much higher commission than brokers typically do. You will probably be better off with a traditional broker.

Tags: feedback insurance reducing insurance premiums brokers

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