Insurance black boxes - do you have to go to court if your insurer spots you speeding?

Do you have to go to court or get banned from driving completely if your insurance holder (Bell, safe drivers scheme with black box fitted) cancel your insurance policy for going over 100mph? Or do they just void your insurance?

Asked on 28 December 2012 by Jamesxx1

Answered by Honest John
If your insurer has not reported this to the police (which I have never heard of an insurer doing), at least you won't have that problem. But yes, 100mph usually means an automatic three month ban, the advantage of which is all points are wiped after you have served the ban.
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