Should I take 'legal expenses insurance' with my car insurance policy renewal?

My Third Party, Fire and Theft car insurance renewal just came through with a significant addition for legal expenses insurance. Is this something I should take? Or is it just the insurance company "selling on"?

Asked on 15 December 2010 by DK, via email

Answered by Honest John
Decline and buy it from www.24cover.co.uk. Not only is this cheaper and more comprehensive, it protects you rather than your insurer.
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