Our car was hit by a disqualified driver - will their insurance pay out? | Ask Honest John

Our car was hit by a disqualified driver - will their insurance pay out?

I was hit by another driver who now looks to be a disqualified driver. Should his insurance still cover our damages?

Asked on 24 March 2023 by Pebbleskerry

Answered by David Ross

We are sorry to hear of your collision. If you haven't already, you should contact your insurance company as soon as possible about this incident, as your policy may include an uninsured driver clause. The issue may be that the disqualified driver's policy is not valid because of their licence status, so unfortunately you may be forced to make a claim on your own policy.

Tags: insurance disqualified drivers

Similar questions

Is it possible to get repatriation cover while in Europe?

We are taking delivery of a brand new VW campervan and planning on taking it to Europe in September. The VW warranty provides breakdown cover in Europe for 3 years but I don't believe it extends to repatriation...

My brand new car caught fire - who is liable?

My brand new Mercedes-Benz caught fire. It broke down and I didn't get any warning signs on the dashboard so I called Mercedes roadside assistance and they sent the RAC to check my car. After two hours...

Why is my insurer asking for a copy of the V5C?

My granddaughter has just become 17 and is learning to drive. As my wife is no longer allowed to drive we have made her car available for her to learn on but have retained ownership. My daughter has taken...