Will a manufacturer-fitted tow bar count as a modification?

I have just ordered a new Toyota Yaris Cross for expected delivery early next year. We have ordered a factory fit tow bar/tow ball kit in order to carry a cycle carrier. Since the tow bar is factory fitted during build, will it count as a modification when I advise my insurer of the new vehicle?

Asked on 29 October 2021 by Peter Lawley

Answered by Dan Powell
I would be inclined to say no, as it's a factory-fitted option and not a modification.
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