My niece is a learner driver - is being the named driver on her mum's policy the best way to insure her?

My niece has just had her 17th birthday. My sister (her mum) tried to get her insurer, RAC, to put my niece on her policy while she's learning to drive. They've been extremely unhelpful, refusing to even quote before her birthday, and have now refused to add her to the policy. My sister has a clean licence and a good claims history. Do you recommend something like DayInsure, or should she cancel her policy and shop around for someone prepared to insure them both?

Asked on 11 June 2018 by dfulton77

Answered by Honest John
DayInsure is good, but it is better and cheaper if you can find an insurer that will put your niece on your sister's policy. Bear in mind, this addition is relatively cheap whilst she is a learner. The instant she passes her test, it will go through the roof. Personally, I would not even bother putting her on the policy unless your sister can instruct on how to drive to the same level as an instructor. Your niece may pick up on bad driving habits from her. The cost involved would be much better invested in driving lessons with an instructor.
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