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• MG MGF (1995 - 2002) - Finance company 3 Jul 2008 (Forum)
  Hello, I am currently in the process of terminating my finance agreement with the finance company as i am half way through the aggrement. They sent a bloke to inspect the vehilce today from a reputable breakdown company to ensure the vehicle was in reasonable condition.
• BMW 320td - Taking finance company to court 13 Oct 2011 (Forum)
  A 'Swirl Flap' had broken off and was ingested into the manifold and engine etc repairs have been estimated at approx £4,000.00. I have been trying to hold the finance company to account under the Sale of Goods Act (I have been receiving advice from Trading Standards). The finance company sent out DEKRA to carry out a engineers report. The issue here is if the 'fault' could have existed or been developing when I purchased the car.
• Car finance question - funny one... 25 Dec 2010 (Forum)
  Now I could probably lay my hands on the money, but I don't want to put that big a deposit down - I was thinking about the £4k in the car plus another £4k or so - meaning I'd have to buy the car, trade it in for (say) £22k against a £32k car leaving an initial balance of £10k to finance. However I really want £24k on finance (ie the £18k to buy the car less the £4k I want to put in) so I want another £14k back. Question is - is a finance company likely to be able to cope with this relatively complex situation and do the finance based on £22k but with £14k of it coming to me as cash?
• Downgrading! 11 Apr 2006 (Forum)
  I'm seriously thinking of handing my Mitsubishi Carisma back to the finance company as they have a return policy at every quarter of the balance on the finance agreement. It's an OK car but I would rather have £200/month in my pocket than drive it. If I was to do this I'd be looking for a cheap around £1000 car that would handle a 50 mile daily commute.
• Mazda 2 Sport - Buying a new car with 0% finance but no discount 18 Dec 2012 (Forum)
  A Mazda dealer is offering a choice of two 0% finance deals over two or three-and-a-half years with either £1,000 or 50% up front on a new Mazda 2 Sport but is refusing to budge over the £13,000 list price.  Is this a good deal, or should I push for some discount?
• Drive the deal and dealer finance 1 Oct 2010 (Forum)
  Hi, We have pretty much made the decision to by a new S-Max as our old Galaxy has given up the ghost and although I have always been wary of financing cars, I am willing to do it for the peice of mind of a new, warrantied car. After shopping around, it would appear that Drive the deal have the best prices on these and I have done some searching around and understand the principal of how DTD works.
• Vauxhall Vectra C (2002 - 2008) - HPI check - outstanding finance 27 Jan 2009 (Forum)
  (i.e. have outstanding finance)
• Web finance companies 19 May 2008 (Forum)
  Can anyone tell me if there is any tie up between the leasing companies: newcar4me, finance4cars and broker4cars? The websites look similar as do the prices,...
• Advice Needed 14 May 2018 (Forum)
  If I could would the finance company further finance the new car? I'm a little lost. Thanks in advance.  
• Skoda Fabia - SOLD FINANCED VEHICLE BACK TO DEALERSHIP PROBLEM 6 Aug 2010 (Forum)
  THEY ARE SAYING I NEED TO COLLECT THE VEHICLE AND IF i WANT i CAN GET SKODA TO PICK THE VEHICLE UP BUT THE 3 YEAR DEAL ISNT UP UNTIL OCTOBER THE ONLY WAY FOR ME TO GET RID OF THE VEHICLE BEFORE OCTOBER WAS TO SELL TO A SKODA DEALERSHIP. LEGALLY WHERE DO i STAND AS THE FINANCE COMPANY STILL DOESN'T HAVE THE MONEY AND I DONT OWN THE VEHICLE PLEASE HELP
• VW Golf - Outstanding finance 31 Oct 2020 (Forum)
  I’ve put a £250 deposit for a 2016 VW Golf. I just did an HPI check and it has outstanding finances flagged. Does anyone know if it’s possible that no OF are still there and the flags just not been taken down? I’m in a pickle on whether to inform the car garage selling it or call those potentially chasing the car/cash.
• car brokers & manufacturer finance 16 Feb 2006 (Forum)
  I know you pay the dealer on receipt of the car but am unsure if you can use the supplying dealer to arrange finance? With them offering 0% at moment if I can utilise it, then it works out a really good deal! Anyone used a broker before and done this? Any help appreciated. Mark
• car finance 16 Jun 2005 (Forum)
  ok so i have bought a car, i paid 2k towards it , the other 8 was from a loan from a bank if it goes faulty, the garrage owner is respoinsible, he gave...
• Terminating car finance on BOS rather than HP? 23 Mar 2012 (Forum)
  Seems silly to get it repaired when i want to get rid anyway!  Im just trying to get rid of the finance and buy a new car outright in the cheapest way possible!   Thanks 
• Settling outstanding finance when buying a car 3 Dec 2007 (Forum)
  Hello, A friend of mine has seen and agreed a price on a BMW 3 series Touring. There are two issues (possibly not but neither or my friend have had to settle finance before) 1) The car is 150 miles away 2) There is outstanding finace... this was known from the start We understand that whatever price is agreed the buyer pays the finance and gives any balance to the PO.
• FIAT 500 - Voluntary terminate a PCP, finance company charge? 8 Sep 2018 (Forum)
  Hi, My wife currently has a Fiat 500 and wants to switch to another on a lease scheme. She's contacted Fiat finance and they've said she is far enough through her current PCP to voluntary terminate, which is good, however they've told her that there would be a £100 charge if the collect the car compared to if we drive it somewhere they decree.
• Graduate Reliable car 3 Apr 2018 (Forum)
  My son has a graduate placement starting Augusr 2018. He wil need a car but there is no company scheme. He is talking about getting finance on a car and I am thinking oh no!. So What is the best way to finance a car? If by finance which makes are offering the best deals? He has been running a 04 plate Clio diesel, is there a scrappage opportunity?
• Any - Cheaper funding options 27 Apr 2017 (Forum)
  I can settle existing finance settlements and the finance is attaached to the vehicle which is more protection for you, we simply send the dealer the funds. Please contact me on (deleted) (If someone is stupid enough to think they'll get away with free advertising, just imagine what the quality of their advice must be like.)
• Finance maths lesson please 9 Sep 2008 (Forum)
  I've just looked at a manufacturers website who claim 4.9% APR List price of the car is 27905 Deposit 5100 Dealer contribution 1621 Leaving a balance of 21184 from which 12600 is the payment deferred to 3 years This means they are really lending you about 8500 with the bulk being deferred to the end of the lease period which you then have to finance or refinance. The quoted Total charge for credit is 2455 That's about 28.5% by my calculations. Since when does 4.9%APR over 3 years add up to 28.5% ? I've noticed a few manufacturers doing this in the back of car magazines.
• PCP finance agreement equity checker 7 Feb 2018 (Forum)
  Hi everyone, Is there a service to check current market value of the car on a PCP finance agreement and compare it to the PCP settlement figure? Thereby working out whether I'm in negative equity or positive equity? Obviously for the majority of the PCP finance agreement it will be negative, but on my last deal (Audi S3 2010) I found that I was in positive equity almost a year prior to my agreement ending!