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• Urgent! finance at dealer question? 8 Mar 2004 (Forum)
  hi, my girl friend is about to purchase a car, arranged pick for this saturday at dealer . we arranged the finance and it was accepted with dealer . including signing the finance agreement so all we are doing is showing some proff of address and then picking the car up
• Jaguar XJ - mileage discrepancy 9 Apr 2019 (Forum)
  Hi Could you give me a little advice, please? I bought a second-hand Jaguar 5 months ago on finance. I asked the finance company for a settlement figure as i was going to sell the car as I'm looking to move house. A trader said he could buy the car and settle the finance but he
• Handing Car back to finance Company 1 Sep 2006 (Forum)
  I have still over a 1 year off payments due on my vauxhall vectra, but want to get a new car. I have £2000 of savings which I could use to pay off car finance or put towards new car. It was suggested that I could hand my car back to finance company as i've paid more than half. Has anyone done
• getting out of car finance 31 Jan 2004 (Forum)
  Had crash,not my fault 3rd party failed to stop at scene. Car being repaired, new front door and sill. Because i have just paid two years off four year agreement. Can i give the car back to the finance company and walk away freeing me to buy another car with what i would pay anyway to the finance
• Dimwits guide to car finance please? 25 Jan 2004 (Forum)
  I've checked out HJ's how to buy section which gets me started but I'm hoping someone can steer me to a site which goes through the ins and outs/pitfalls of buying with a loan AND specifically clearing finance when selling and buying another in the future. I've always had co cars but last yr bought
• Disclosing car accident to finance company? 1 Apr 2022 (Forum)
  I read terms and conditions of a finance agreement and it says that in an event of a loss or accident I must inform them of that. Just out of curiosity, if you’re insured and the insurance takes care of it why do I need to tell them? I thought with hp there’s less obligation
• Car Finance - PCP? 30 Nov 2011 (Forum)
  I am looking to buy a new car and on the face of it PCP looks the best way of sourcing my finance. I have thought long and hard about it but only seem to be able to come up with advantages. What's not so good about taking out a personal contract plan? Thanks, Tim
• Moving abroad: car finance 12 Apr 2006 (Forum)
  doesn't want to mothball it and keep paying. The finance company have offered him a settlement figure (circa 5 grand), which he doesn't have the spare cash to pay off in one go. He could if he sold the car, but since it technically belongs to the finance company, he can't sell it... Has anyone got any
• This vehicle has finance recorded against it. ??? 22 Mar 2016 (Forum)
  :  This vehicle has finance recorded against it but the details show that the oustanding finance is on another car (different make/model ) that had the same private plate reg number on it at some point. The car now has a different (and generic) reg number. Is there anything to worry about
• Fiats, Alfas, Land Rovers, Jags and Jeeps - Finance not recorded 21 Feb 2011 (Forum)
  The motor trade should beware buying "finance free" Fiats, Alfas, Land Rovers, Jags and Jeeps as Fiat's finance house FGA Capital, which handles new and late-used for these marques seems to have failed to record its credit agreements... After failing to lodge records with vehicle check
• Hpi Recorded on Security Register 21 Jan 2010 (Forum)
  I've just carried out an HPi check on a car I was intending to buy at a big auction tomorrow. It's a finance repo and it's showing as owing finance still which I guess is understandable until the finance co receive the funds. More worryingly though, it is also coming up as being recorded
• Nissan X-Trail - car on finance, engine light comes on 30 Oct 2024 (Forum)
  The facts: Bought "SUV" from dealer in June 2024.  Very happy with car, it's about 10 years old. Part cash, part PX, part finance, total around £8000 July, engine light comes on Advise dealer of this by phone. They say, keep us in the loop. Diagnostic
• Letter from a finance company 11 Jan 2005 (Forum)
  SWMBO has received a letter today from a finance company that we have never dealt with. The letter advises that they have received info that my wife has bought a car that is subject to a finance agreement with them. They have enclosed a Category 5 fraud questionnaire for my wife to complete
• Another question about car finance and purchasing 23 Feb 2015 (Forum)
  I want to buy a new car with a list price of £15,290.  With the manufacturers special four year 0% finance HP deal, there is a £1,250 contribution towards the deposit of 40%.   Is that it, or is there room to negotiate the actual purchase price down as well, so
• KIA Picanto - best way to finance new kia car 28 Feb 2013 (Forum)
  whats the best way to finance a new car going to part x car for deposit is it best to finace the car with there personal leasing plan or would it be better to get a cash loan for the balance my credit rating is good so shouldnt be a problem many yks for your help  
• Handing back a car halfway through finance. 19 Sep 2008 (Forum)
  Hi, i'm getting ready to return our car to the finance company as we're just coming up to 2 yrs, which is halfway. Can anybody tell me, do i require to have full MoT and tax on the car?. the current mot expires during October. other than that the car is mint.
• Outstanding finance 2 Nov 2002 (Forum)
  As you may remember my son is considering buying a Peugeot 406 coupe,we are going to see a car tomorrow,after doing an AA check we have found that it has outstanding finance on the car. We dont understand what obvious dangers there are with this situation.Could anyone offer any comments on pitfalls
• Dealers - prefer finance or outright? 10 Feb 2016 (Forum)
  I'm in the market for a used/nn car, possibly as soon as this weekend. I'm wondering what dealers generally prefer, a client that can buy there or then - or one that goes for their finance? I guess the real question is do I let a dealer know that I'm in a position to buy outright
• Finance. 9 Sep 2010 (Forum)
  is £963pounds, and going with dealer finance its £1220 interest. I am not vat registered. thanks.
• Audi A5 - Car Finance - Right to Withdraw 26 Dec 2017 (Forum)
  Hi all I've just bought a 6 month old A5. Originally I was going to pay ££ but the finance option appeared to make too much sense - £1.25k from Finance, and 2 free services. My intent was to immediately settle it (incurring very little interest), but having called