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• Returning Faulty Car? 1 May 2009 (Forum)
  I've recently purchased a secondhand car on finance and the car has been plagued with fault since I bought it. I've owned the car for four weeks now and I've only had use of it for six days as the rest of the time it's been in dealers being repaired. The car is covered by the manufacturers warranty
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  How do I reject a faulty car on finance? 12 Apr 2020 (Ask HJ)
  My new car has broken down three times in less than 12,000 miles/six months with the same fault each time. I have the car on personal contract hire. How...
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  What do I do if the dealer refuses to refund my deposit? 11 Feb 2017 (Ask HJ)
  I've put £100 down for a car and was waiting for the decision of the finance company. I was refused by the finance company and now the dealer won't refund...
• KIA Rio - Lead to apply for finance on a car that was sold 28 Sep 2016 (Forum)
  on a 2015 Rio SR7 with only 8000 miles on PCP so i went ahead and applied for finance. My credit rating is only average so i got refused by the first lender but then we applied with another and i was accepted and left the dealership as the car was on another forecourt further away waiting for a phonecall
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  Volkswagen won't let me transfer my finance agreement to Guernsey 28 Aug 2013 (Ask HJ)
  We are moving to Guernsey in a few weeks and plan to take our new Volkswagen Up with us. I phoned Volkswagen’s financial service to inform them, but they...
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  Can I end my lease early due to coronavirus? 2 Apr 2020 (Ask HJ)
  Can I return my car due to the coronavirus outbreak? I can't afford the car now. I have about 9 months left till the midway point of the finance agreement.
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  How should my brother-in-law dispose of his Hyundai Coupe which has finance owing? 16 Jun 2011 (Ask HJ)
  My brother in law (who I’d better not name) is due to appear at the Sheriff Court on very soon on two separate drink drive charges in June 2010 and April...
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  Am I okay to install an immobiliser in a car I have on finance, or is that considered a modification? 20 Nov 2018 (Ask HJ)
  I'm awaiting delivery of a new Audi S3 and, following a number of car thefts in my street, I'm looking at buying the Autowatch Ghost immobiliser. Given...
• Finance PCP - Total Loss Cat N 16 Apr 2024 (Forum)
  Recently had my car declared a total loss cat N. I chose to retain salvage of the vehicle as I believe it can be fixed pretty easily. Once it has been fixed and passed its MOT; do I legally have to inform my finance company or do I just continue my monthly payments as normal
• Anyone buy on finance and return it after 3 years? 31 Jan 2008 (Forum)
  Hi Looking at whether its worth me doing the type of deals where you buy a car on finance for 3 years, and then return it to them. Cars I am considering inc Suzuki Vitara - as they are doing 0% credit. I currently drive a old Pajero - done me well, but thinking now I fancy a nice bit of creature
• Finance Insurance 14 Mar 2001 (Forum)
  I have just realised that my car insurance policy does not include additional cover for any outstanding finance should it be written off. My previous insurer did, but in an effort to save money i forgot this when comparing quotes. My new insurer does not offer this option. Does anyone know if I
• Car finance woes 2 Jul 2019 (Forum)
  Why doesn't anyone want to take responsibility for their own actions anymore? It's always someone else and something should be done about it: https://www.bbc.co.uk/news/business-your-money-48776454...
• MG MGF (1995 - 2002) - Finance company 3 Jul 2008 (Forum)
  Hello, I am currently in the process of terminating my finance agreement with the finance company as i am half way through the aggrement. They sent a bloke to inspect the vehilce today from a reputable breakdown company to ensure the vehicle was in reasonable condition. He has come back
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  Legal query regarding dealership in adminstration 16 Jan 2013 (Ask HJ)
  I bought a car from a Vauxhall Dealership about a year ago. As part of the purchase, there was an in-built agreement for five years free servicing. I was...
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  Is this finance organisation trying to scam me or helping to sell my Morris 1000? 25 Aug 2012 (Ask HJ)
  I have just put my 1971 Morris 1000 Traveller on Autotrader to sell and I had a phone call from some finance organisation, saying that for an upfront charge...
• BMW 320td - Taking finance company to court 13 Oct 2011 (Forum)
  Hello, I wonder if you could help me - I'll try and keep the background as brief as I can. I'm in dispute with the finance company and dealer I bought my car off. i bought the car 4 months ago (BMW 320th 03 plate 68,000 miles on the clock £4,500). A couple of weeks
• Car finance question - funny one... 25 Dec 2010 (Forum)
  don't want to put that big a deposit down - I was thinking about the £4k in the car plus another £4k or so - meaning I'd have to buy the car, trade it in for (say) £22k against a £32k car leaving an initial balance of £10k to finance. However I really want £24k on finance (ie the £18k to buy the car
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  Can I part-exchange a car on finance? 17 Jun 2016 (Ask HJ)
  I currently have a Hyundai i10 on finance. The car has a year left before I can either return it, pay it off or part exchange. What I would like to know...
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  What are the pros and cons of leasing a car? 8 Apr 2020 (Ask HJ)
  I'm considering leasing a Ford Mustang and wish to understand the pros and cons of this idea.
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  What GAP insurance would you recommend for a van on contract hire? 26 Mar 2019 (Ask HJ)
  What GAP insurance would you recommend for a van on contract hire?