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• MG MGF (1995 - 2002) - Finance company 3 Jul 2008 (Forum)
  Hello, I am currently in the process of terminating my finance agreement with the finance company as i am half way through the aggrement. They sent a bloke to inspect the vehilce today from a reputable breakdown company to ensure the vehicle was in reasonable condition.
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  Legal query regarding dealership in adminstration 16 Jan 2013 (Ask HJ)
  I bought a car from a Vauxhall Dealership about a year ago. As part of the purchase, there was an in-built agreement for five years free servicing. I was...
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  Is this finance organisation trying to scam me or helping to sell my Morris 1000? 25 Aug 2012 (Ask HJ)
  I have just put my 1971 Morris 1000 Traveller on Autotrader to sell and I had a phone call from some finance organisation, saying that for an upfront charge...
• BMW 320td - Taking finance company to court 13 Oct 2011 (Forum)
  A 'Swirl Flap' had broken off and was ingested into the manifold and engine etc repairs have been estimated at approx £4,000.00. I have been trying to hold the finance company to account under the Sale of Goods Act (I have been receiving advice from Trading Standards). The finance company sent out DEKRA to carry out a engineers report. The issue here is if the 'fault' could have existed or been developing when I purchased the car.
• Car finance question - funny one... 25 Dec 2010 (Forum)
  Now I could probably lay my hands on the money, but I don't want to put that big a deposit down - I was thinking about the £4k in the car plus another £4k or so - meaning I'd have to buy the car, trade it in for (say) £22k against a £32k car leaving an initial balance of £10k to finance. However I really want £24k on finance (ie the £18k to buy the car less the £4k I want to put in) so I want another £14k back. Question is - is a finance company likely to be able to cope with this relatively complex situation and do the finance based on £22k but with £14k of it coming to me as cash?
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  Can I part-exchange a car on finance? 17 Jun 2016 (Ask HJ)
  I currently have a Hyundai i10 on finance. The car has a year left before I can either return it, pay it off or part exchange. What I would like to know...
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  What are the pros and cons of leasing a car? 8 Apr 2020 (Ask HJ)
  I'm considering leasing a Ford Mustang and wish to understand the pros and cons of this idea.
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  What GAP insurance would you recommend for a van on contract hire? 26 Mar 2019 (Ask HJ)
  What GAP insurance would you recommend for a van on contract hire?
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  Accidents and paying back finance 23 Jul 2012 (Ask HJ)
  I was hit from behind yesterday whilst stationary on the motorway, and it looks like my car will be a write off, thing is I have around £12,000 still owing...
• Downgrading! 11 Apr 2006 (Forum)
  I'm seriously thinking of handing my Mitsubishi Carisma back to the finance company as they have a return policy at every quarter of the balance on the finance agreement. It's an OK car but I would rather have £200/month in my pocket than drive it. If I was to do this I'd be looking for a cheap around £1000 car that would handle a 50 mile daily commute.
• Mazda 2 Sport - Buying a new car with 0% finance but no discount 18 Dec 2012 (Forum)
  A Mazda dealer is offering a choice of two 0% finance deals over two or three-and-a-half years with either £1,000 or 50% up front on a new Mazda 2 Sport but is refusing to budge over the £13,000 list price.  Is this a good deal, or should I push for some discount?
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  How can I check whether finance is owed on a car? 13 Oct 2012 (Ask HJ)
  Can you tell me how I find out if there is any finance outstanding on a car I am thinking of buying?
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  Black Horse Car Loan 10 Nov 2010 (Ask HJ)
  I'm currently with Black Horse Finance in a 5 year loan contract for a car. I'm currently just over 1 year into the contract. With regard to me wishing...
• Drive the deal and dealer finance 1 Oct 2010 (Forum)
  Hi, We have pretty much made the decision to by a new S-Max as our old Galaxy has given up the ghost and although I have always been wary of financing cars, I am willing to do it for the peice of mind of a new, warrantied car. After shopping around, it would appear that Drive the deal have the best prices on these and I have done some searching around and understand the principal of how DTD works.
• Vauxhall Vectra C (2002 - 2008) - HPI check - outstanding finance 27 Jan 2009 (Forum)
  (i.e. have outstanding finance)
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  Rejecting a car over a dashboard rattle 28 Jul 2014 (Ask HJ)
  I recently rejected a car after the dealer refused to fix a dashboard rattle under warranty. Te rejection was within six months of purchase, but the dealer...
• Web finance companies 19 May 2008 (Forum)
  Can anyone tell me if there is any tie up between the leasing companies: newcar4me, finance4cars and broker4cars? The websites look similar as do the prices,...
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  Please warn your readers to repair lease cars fully before returning them to Mercedes-Benz Finance. 20 Nov 2010 (Ask HJ)
  I have recently returned a Mercedes-Benz SLK at the end of a two-year lease through Mercedes-Benz Finance. I carefully studied the Vehicle Return Standards...
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  I have retained my vehicle after it was declared a Cat N - do I need to tell the DVLA? 29 Apr 2024 (Ask HJ)
  I have agreed to retain the salvage of my vehicle after it was declared a total loss category N. The third party insurers have paid out the agreed settlement...
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  Do any manufacturers offer free insurance on new cars? 5 Jul 2018 (Ask HJ)
  When searching for a good small used car for my 19 year old daughter in 1996, we found that the brand new Citroen Saxo came with two years free insurance,...