BMW120i - Speeding penalty - Insurance Quotations

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Wed 28 Sep 2011 16:44
BMW120i - Speeding penalty - Insurance Quotations - arlowood

Hi GuysI am puzzling over whether there is any cut off for declaring speeding penalties when applying for a new insurance quotation.

I received a £60 fixed penalty for doing 38mph in a 30 zone back in April 2005. my license was endorsed back then but I believe you can have these endorsements removed after a time (3 or 5 years I'm not sure which) if you do not have any further speeding offences.I am planning to have this endorsement removed. I was wondering if I still have to declare it when applying for insurance even though technically the offence has now "lapsed"?

Any advice out there?

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Wed 28 Sep 2011 17:02
BMW120i - Speeding penalty - Insurance Quotations - mustangman

I thought speeding points were "spent" after 3 years, so need not then be declared ?

Most insurance companies ask for points to be declared up to 5 years, so you should now be able to forget them.

If I'm right ?? :-)

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