hello all,
My wife crashed into someone a few weeks back and damaged the bonnet, grille and front bumper of our car. The car is deemed a write-off, and as our excess was £300, i have been offered £700 by the insurance company - it's the £1000 that i said the car was worth when i renewed the insurance less the excess. i said it was worth £1000 as i didn't really have a clue what it was worth and guessed.. doh..
i can't seem to find a similar car for less than £1700, (autotrader and Glass' price), so i am suggesting that i would like at least £1200 from the insurers. am i being reasonable, or don't i have a leg to stand on as i should have valued it for more when i renewed the insurance?
any thoughts would be much appreciated - cheers!
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