""stable relationship"...oh how little they know! :-)"
Nothing to do with "an old nag" I take it smokie??
Same with my insurance with Direct Line - cheaper with missus on as named driver - also for my kids - they have put me as named driver and it makes it cheaper.
Phil
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They must realise that Mum and Dad are crazy then as it adds a couple of hundred on mine! (I tried everything to lower the premium).
There'll be ways around it. The insurance company that decides to keep the DOC policy when others have scrapped it will make a fortune.
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Canadian friends were absolutely astounded that they could not drive my car as in Ontario if a car is insured then ANY adult with a full licence can drive the car. Admittedly it is more difficult to get a full licence but this does seem sensible as does the fact your number plate indicates you have insurance.
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I'll admit I have not checked for a bit, but my main policy used to cover not only cover me as normal DOC, but also moving a vehicle causing an obstucion. Ownership or permission of the vehicle owner was not a factor, but obvioiusly this was only movement that any reasonable person would say "to a place of safety" (so not the chip shop).
One of my other policies has DOC and the other never has - but it is a classic policy, covering a highly modified car, at an incredibly low price so from that point of view, I'm not bothered.
Main policy renewal is due on my doormat any day, so we'll see if it has gone.
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Norwich Union have dropped it for sure but I don't know about the rest.
Come next June, I'll be looking at other insurance companies - even if I have to pay more.
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It says the clause is abused, enabling drivers to buy cover for a small car and then use high performance vehicles belonging to friends and family that they would not normally be able to get insurance for.
That infuriates me. Surely that says more about how ridiculously high premiums are?
Looks like Direct Line will be my insurers next year then. And I suspect, a good deal of other people's too.
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This will of course depend on your parents insurance history. Mine is cheaper with one parent who has not claimed but more expensive with the one who has claimed. But generally a more experienced driver on the insurance should help. I only drive my dads car now that i am old enough to be covered on his company car insurance and if i ever need to drive mums is a lot easier and cheaper to add me for a week here and there.
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Im a student ive got time!!!
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Direct Line was cheaper if I had Mrs S on the policy that if I didn't. Something to do with "stable relationship"...
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It must be something like that cos my wife on the policy also lowers the premium.
The fact is she has had a licence for many years but has to all intents not driven since passing the test.
She has no intention of driving but no questions are asked about her re driving so I do not have any problems with a lower premium.
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