Am I obliged to inform my own insurer of a claim that's going through the other party's insurance?

Am I obliged to inform my own insurance company of an car park bump, even though I was not in the car at the time and the lady responsible has admitted fault? She gave me all her insurance details.

Asked on 31 October 2017 by JDP

Answered by Honest John

If it's subject to an insurance claim, then yes you need to inform your insurer for information only. This does annoy me, as you will be penalised for it. Should your premium increase as as a result, make sure you claim any increase in premium for the next five years from the at fault party's insurer.

Tags: insurance claims insurance consumer advice insurance premiums

Similar questions

Will a claim on one insurance policy affect the premium on another?

I have two cars on separate insurance policies. One car was written off, this was my fault. This is my first accident in 57 years of driving and the insurance companies are loading the new premium drastically...

My insurance premium has increased because of a claim that's still not been settled - what can I do?

I was hit by a third party back in September and provided dash cam evidence to all insurance companies concerned. However, the claim hasn't been settled as liability hasn't been settled despite my insurance...

My insurer just paid out a claim from a minor incident two years ago - can I argue that they should have fought it?

About three months ago I received an email from my insurance company informing me that Metro travel bus company were making a claim against me. They say that I reversed into a bus and fled the scene.They...