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Why are tyres so expensive for my 2009 Vauxhall Insignia Elite?

I retired in 2011 and purchased my 2009 2.0-litre diesel automatic Vauxhall Insignia Elite company car from my employer. It has now covered around 33,000 miles and is in need of new tyres (245/45 R18 96W). After making a few enquiries I was shocked to learn that new replacement tyres will cost around £250 each (£1000 for a set of four). I cannot understand why the price of these tyres is so high when a replacement tyre for an equivalent Ford Mondeo would cost around £120. I am concerned that in few years time the tyres will be more valuable than the car. I would be most grateful for any advice you may be able to offer to me.

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Dump the 18-inch bling wheels that an Insignia simply does not need. Get in touch with who will sell you a set of TUV-approved 16-inch Alutec alloy wheels for £335 inc. Then buy a set of 205/55 R16 tyres for them (Tyremen can supply and fit). Then 'disclose' the 'modification' to your insurer. The car will ride much better and be less susceptible to pothole damage.
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Handles reasonably well. Decent ride quality. Much improved after 2013 facelift.

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