I took a fine rather than a Speed Awareness Course but now my insurance premium has increased.

Last July my wife was caught on camera in Warrington doing 35mph in a 30mph limit. She duly received a Notice of Prosecution with the alternative of a Speed Awareness Course. At 72 years of age she did not feel a Speed Awareness Course was either necessary or appropriate in the circumstances and elected to pay the fine. She did not expect the additional loading on both our insurance policies of some £60, which I understand will apply for the next five years.

Asked on 22 September 2012 by DS, Eccleshall, Staffs

Answered by Honest John

That's precisely why I tell everyone offered a Speed Awareness Course to take it. And as well as that, it might make you a better, more aware driver. If an insurer asks if you have taken a Speed Awareness Course and penalises you for it, then change your insurer at the first opportunity (assuming, of course, you can beat its premium).

Tags: insurance speed awareness course speeding fines

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