Why are some insurance companies excluding cover for old age?

I thought other readers might be interested to know of my car insurance experience today and wonder how widespread this attitude is. I am a fit 81-year-old, satisfied all the preliminary questions regarding any history of driving convictions, accidents, etc, and drive a standard, unmodified Toyota Corolla Verso T3 - but was refused cover by Direct Line because of my age. On further questioning I would be covered for a smaller car like a Ford Fiesta.

Asked on 5 December 2012 by TD, Shirley, Croydon

Answered by Honest John

This is typical of Direct Line's simplistically restrictive systems. By far the best insurer currently is LV (formerly Liverpool Victoria).

Tags: elderly drivers insurance

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