Credit hire

My husband was involved in a minor accident on a roundabout while following the designated lane for his route. In a collision from his near side by a young driver with minor damage being dent to his front wing, bumper but lights OK. Minor damage to other vehicle but she is claiming PI! Understood that roundabout accidents are a thorny issue. Question is that my husband is not covered for a courtesy car during repairs but the other driver's insurance company is almost bullying my husband to accept one free from them. What's the catch?

Asked on 10 April 2012 by Canterbury

Answered by Honest John

The catch is that it will be at an inflated cost and he will have to sign something making him liable for the cost of it if the insurers do not pay. That's why it's called 'credit hire'.

Tags: roundabouts insurance accidents credit hire courtesy cars

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