Whether to pay for an extended warranty is a personal choice - it will provide some cover in the event that you experience problems in the future, but it is a matter of balancing the cost against potentially paying out to fix problems in the future. It depends on how long you intend to keep the vehicle. It's key to check the small print of any warranty to find out what is covered and what's not. We hear plenty of horror stories of owner's having warranties which don't cover repairs/components that they would expect, leaving them out of pocket.