Can I get insured on my wife's company car?

My wife’s company car is only insured by the company for her to drive. The company are happy for a spouse to drive it but they must arrange their own separate insurance. Is it best to add it to my own car insurance as a second car or is it better to insure it in a separate policy? Is it a problem that I do not own the car?

Asked on 26 April 2023 by CornwallG

Answered by David Ross
We would suggest starting with your current insure, and obtaining a quote to add the vehicle to your current policy, as they may offer a discount for multiple cars. It is not an issue that you do not own the car as this is commonplace with company cars.

It would also be sensible to obtain quotes from other insurers as a separate policy, although it is likely that this will be the more expensive option.
Similar questions
My granddaughter has just become 17 and is learning to drive. As my wife is no longer allowed to drive we have made her car available for her to learn on but have retained ownership. My daughter has taken...
My wife's insurance shows her as the main driver and I am shown as a named driver. Unfortunately she has a back problem that has affected her legs so she has not been driving for some time. Should I be...
My father has recently returned to live in the UK after eight years living and driving in Spain. He will need a car for UK use when movement restrictions are eased and I am considering letting him have...
 

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 12% on GAP Insurance

Use HJ21 to save on an ALA policy

See offer