Do I have to accept a car insurance write-off value?

My car has been written off in an accident. The insurance have offered me £6,100. Should I accept this, as second hand equivalent cars retail at £7,995? The other party accepted responsibility.

Asked on 5 March 2022 by Rod Sinclair

Answered by Sarah Tooze
No, you don't have to accept the first offer if it doesn't seem reasonable. I would suggest you tell your insurer that there are equivalent cars being sold at £7,995 and provide evidence of this.
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