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Why is our renewal quote so high?

My renewal quote for a 2018 Vauxhall Corsa is £1260 or £128 if paid monthly. This covers myself as primary driver (age 85 in June) and my wife (83 in June). The annual mileage was estimated at 10,000 but is now at 9,281 from date of purchase, 24 January 2019. This seems rather high, even though there are a few extras - NCD protection, legal expenses. Being in the high vulnerability group for coronavirus, our use is very limited. Do you have any suggestions, please?

Asked on 14 April 2020 by Ken Davis

Answered by Dan Powell
It reads like the insurance company has added 'loyalty tax' to your car insurance premium: www.honestjohn.co.uk/news/insurance-1/2020-02/driv...w

Reject the renewal by writing to the insurers and stating you will not be renewing the policy due to the ridiculous quote. I would then recommend getting insurance from someone else. For advice on finding cheap insurance, see: www.honestjohn.co.uk/cheap-car-insurance

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Much improved over previous Corsa, better quality interior with a more upmarket feel, impressive for around town.