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Afraudable

My daughter recently had a low speed bump while changing lanes in stationary traffic. Both cars were relatively old and low value; damage was superficial – scratches, etc - and she hoped to sort it out with the other party without recourse to insurance, and loss of her preciously accrued NCD. In the event, he supplied a non-existent phone number, and she was unable to contact him until she received a claim from his insurance company for damage to the vehicle plus whiplash injuries to him and his passenger (and witness). Subsequently she discovered an acquaintance who works for a company that employs doctors in a centre providing reports on injuries for insurance companies. Remarkably, they are paid on a reward basis, so providing an incentive to exaggerate injuries and costs. The result: a trivial incident costing a couple of hundred pounds at most will be inflated into a claim for thousands, she will lose NCD and pay an increased premium for the next 5 years. Until people in this country, encouraged by the compensation culture and no win no fee gravy train, stop treating insurance claims as a money making opportunity, premiums will continue to rise. At the end of the day, there is no such thing as a free lunch; we are all footing the bill.

Asked on 29 May 2010 by MT, via email

Answered by Honest John
Please report this entire criminal fraud with full details to the claims regulators: www.www.cueuk.org; www.ico.gov.uk; www.claimsregulation.gov.uk and also to: Anne Staunton, Peak Marketing & Communication Services Ltd., 23-25 Upper Mulgrave Road, Cheam, Surrey, SM2 7AY, Telephone: 020 8661 2444 Fax: 020 8661 2555, e-mail: Anne.Staunton@peak-marketing.co.uk She is investigating Data Protection abuses of the Claims and Underwriting Exchange (CUE). These bandits may have got the money for the time being. But if successfully prosecuted could lose it back to the insurer, pay a substantial fine, and possibly even spend some time inside.
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