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• Ford Focus II (2004 - 2007) - Need some help/advice with this. 3 Sep 2008 (Forum)
  On 28th January 2008 I purchased a two year old Ford Focus 1.6 Hatchback from my local Ford main dealer. I purchased the car on finance through the dealer using my part ex and some cash as a deposit. This car has had several faults and has been back to the dealer 15+ times (lost count) to have various things sorted including; - Water leak in spare wheel well. - Poor fuel economy/sluggish acceleration (fixed by updating ECU). - Faulty CD Player (replaced, still faulty). - Bits of trim falling off.
• Peugeot 306 (1993 - 2001) - 1998 2.0d - conrod failure. 5 May 2008 (Forum)
  I spoke to the local Peugeot garage and the Service Manager said Peugeot will NOT admit liability. So at that present time it is at a friends FORD garage, but has not been touched. I rang my Finance Company, whom are being very supportive and want me to pay for an independent guy to go out and take a look, but again they want the engine stripped out! Should I just cut my losses and put a recon/new engine in - cause I think this is what is going to happen perhaps 2 months down the line anyway or shall I just fight it to the bitter end, bearing in mind I am now car-less and supermarket shopping on foot or on local buses!!!!!
• Keep car? Change car? Lease Car? 22 Sep 2005 (Forum)
  I'm rethinking finances at the moment and my attention turns to the car. I have a Picasso Exclusive 2.0 petrol auto in silver. 03 Reg, 26500 miles. I like the higher driving position, the tardis effect and find it very comfortable.
• How to pay for it - Broker purchase 3 Dec 2004 (Forum)
  I know this may seem like I am being over cautious but I work in dipsute resolution within the commercial finance industry so I know many of the scama that go on out there.
• Can I reject this and get a refund ? 3 Sep 2003 (Forum)
  Heres the details... July 27 take delivery of new TVR Tuscan Speed Six. £6400 deposit, the rest on finance July 28 Notice paint chipping off bonnet (not stone chips) - Inform dealer and get a response of "they all do that sir" July 30 Trim drops - "they all do that sir" August 2 More paint issues, I notice overspray and inform the dealer - You've guessed it "they all do that sir" August 2 - 15 More general trim problems, glue spilling out of joints, trim dropping off etc. etc.
• Peugeot 3008 - Lease Car - Mechanical fault during (non)delivery 19 Jun 2024 (Forum)
  I have taken out a 2 year lease (not PCP/.finance etc) on the 3008, which made financial sense for us given our particular circumstances.  The car was not delivered on the day, and on inquiring with lease company late afternoon, they said that the dealer advised that the car developed a mechanical fault on its way.
• Fiat 500 - Garage didn’t register my name to car 11 Jul 2023 (Forum)
  Hi, Just looking for some advice. I purchased with 0 deposit a car on finance back in august. First time buying a car. It was second hand 2019 Fiat 500. I bought it from a reputable dealer with many Branches throughout the north. It came with 1 year tax paid by the garage.
• Bring back the Motorshow 13 Aug 2020 (Forum)
  I left the trade shortly after as I could see the way it was heading. White goods bought on never-ending finance then thrown away at the end with no equity retained. I was never good at selling something I didn’t believe in. I wish the car show would return but it’s been sadly killed by the PCP/Contract lease and the never-ending above inflation rise in costs these events attracted.
• Golf GTD - Buying a Golf GTD 31 Aug 2019 (Forum)
    I’ve found one, which looked perfect, barre the mileage (which I was a little uncomfortable with, but it was the only negative when I first looked) that sits around the 70K mark.    After hashing out a deal with a big-name dealer, I’m financing the car at £250 a month, which includes 2 year Warranty, Servicing, MOT and Paint/Cloth protection. Perfect for my budget.   After putting down a reservation deposit, the dealer rings to say there’s a couple things that need fixing on the car (a scratch on the bumper and new plates needed) and it’ll be with me.
• Car purchase from private seller 11 May 2019 (Forum)
  Escalated to HCW & enforcement agents called 3 times but the door was not answered at defendants address & all vehicles parked at the property were on finance. In December I received a letter from a solicitor acting for defendant claiming he did not receive claim form as the address used was his parents & not his. Set aside hearing was last month & dismissed by judge as no defence filed.
• VW Golf - Used car dealer - insurance question 28 Sep 2017 (Forum)
  We then had to sign a half a dozen forms to say we didn't want anything other than the car thanks (finance, gap insurance, breakdown insurance blah blah). We did the VED on the computer and I set it the direct debit and then the salesman says that he just needs to see our insurance certifcate.... er nope, did it on the phone 2 hours ago... anyway, it was too late for our insurance company to do anything so we had to leave our new car car on the forecourt.
• Auction bargains - No V5 21 Nov 2008 (Forum)
  I don't need to change, but I am tempted and may keep the Focus in the famly and move my mother's Punto on. Anyway, enough background ....... to the point There were some uber bargains yesterday in the Finance Section (reposessed), for cars with no V5 or other paperwork. I know , if it was reposessed might not have been well looked after etc. I know, future value is a problem, but I buy cash and keep cars for a good while.
• Bought a lemon! First ever new car! 11 Jul 2005 (Forum)
  Do I have to accept this. Ideally I think I would prefer my deposit back and enough money to settle my finance off and by a BIKE!!! Please can anybody advice as so many people keep telling different things. I though about going down the legal route but I would probably end up with a whopping bill knowing my look.
• Dealer advice re naff Vauxhall 20 Aug 2003 (Forum)
  I have just over 12 months to go on the hire purchase before I hit the magical 50% mark when I can tell the finance company to stick it where the sun don't shine so I can't get rid of the car this instance without a financial hit. Question is, should I ask the attractive girl out on the reception? :) Just joking - real issue is I shall be speaking with the MD of the dealership later today and whilst I already have something drafted voicing my complaints and concerns, I would like to hear any comments you might have, perhaps from similar experience.
• Audi Q7 - Mis-sold car from Audi, let down by FOC 6 May 2016 (Forum)
  I now have to wait for the head ombudsman to look at the case, but the adjudicator has already stated that they see in favour of the finance company not me so why is an ombudsman going to go against the adjudicator. Any advice would be much appreciated.  
• Help with an HPI report... 30 Mar 2013 (Forum)
  Police stolen VRM not currently recorded by the police as stolen Insurance theft VRM not currently recorded by insurers as a theft Outstanding finance VRM not currently recorded as having outstanding finance Security watch VRM not currently recorded as at risk on the security register Plate transfer Interest registered against a previous plate   Vehicle Condition Condition alert VRM not recorded by insurers as a 'total loss' Condition inspected VRM not recorded as a repaired insurance 'total loss'   Vehicle Documents V5 issue date You have not provided the V5 issue date V5 serial number You have not provided the V5 serial number It has not been possible to determine whether the V5 is one of the stolen documents in circulation.
• Toyota Yaris - Replacement car for daughter 25 Aug 2025 (Forum)
  Possible net gain around £500/750 after paying for repairs and expenses   This would optimise finances but a lot of, potentially carless, faff getting the work done and putting up with tyrekickers etc for a modest gain. A degree of pressure to get another car to fill the gap.     C – Trade in now and accept the inevitable   The easiest but most expensive route forward.
• Vauxhall Astra - Bought a car - dealership lied about the condition 18 Aug 2018 (Forum)
  When i report the issue i had this car for a month and a week (5weeks) I reject the car, did not collect it and i told branch manager that i will call HP finance company and tell them about everything but he was not shocked or anything just ignored me. They parked my car on the back and left me with nothing.   Do i have any stands on this?
• Volkswagen - Consumer Rights Act 8 Jul 2017 (Forum)
  In mid October 2015, I took delivery of a brand new VW, from a distant VW dealer, financed on a  VW Solutions PCP. It was, and still is, intended as a "keeper" for my remaining years. The PCP was paid off in full within 4 months - so first question is whether VW Solutions have any remaining liability under CRA .
• BMW 320d ED 4dr vs Mondeo Titanium - New job, new car = Mondeo or 3 Series 12 Jun 2016 (Forum)
  Can be automatic or manual I will be getting 6k / year car allowance, so maybe around £500/month to spend on getting the car, i can finance myself if needed rather than through trader.... Annual Milleage likely to be no more than  25k . (maybe allow 30k for peace of mind, it's a car afterall and should be driven!)