Best PCP car deals UK: top monthly offers for March 2026

PCP Deal: Audi Q4 e-tron S Line 40

£539 a month: 4 year PCP at 5.9% APR with £8250 deposit contribution

The Audi Q4 e-tron is Audi's take on the Volkswagen ID.4 and Skoda Kodiaq, and features a great interior and solid electric range. This deal includes a generous £8250 deposit contribution, and buyers can choose between a free Ohme home charger worth up to £999, or an extra £500 off. There's also a credit for the equivalent of 30,000 free miles of charging over three years if you're an OVO energy customer.

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PCP Deal: BMW 120 M Sport

£349 a month: 4 year PCP at 2.9% APR with £677 deposit contribution

The latest BMW 1 Series represents a decent evolution of the car's predecessor. It's still nice to drive, and definitely the car to choose if you're a keen driver after an upmarket hatchback, while the interior looks good and feels well made.

The entry level model is perhaps the pick of the range, which makes this deal all the more appealing, as it offers a small but welcome deposit contribution to peg the deposit required at just over £4500, pretty low APR and affordable monthly payments.

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PCP Deal: BYD Dolphin Surf Boost

£229 a month: 4 year PCP at 1.9% APR with £229 customer deposit

The BYD Dolphin Surf might be one of the Chinese firm's smallest cars, but it's also one of the best. Cheap to buy, well equipped and really quite spacious for its small size, the Dolphin Surf has plenty to recommend it.

BYD is also offering plenty of incentives to get behind the wheel. Choose the entry level Active trim and you pay £249 a month with £249 deposit and a low 1.9% APR on a 48-month deal. However, an upgrade to mid-spec Boost trim costs less per month and requires a lower deposit thanks to a bigger deposit contribution.

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PCP Deal: Citroen e-C5 Aircross You 210PS Extended Range

£140 a month: 2 year PCP at 0% APR with £1500 Electric Car Grant

The Citroen e-C5 Aircross is spacious, comfortable and really good value. It takes the supple ride of the petrol powered C5 Aircross and mixes that with smooth electric drive. Plus, while it uses the same tech as the Peugeot e-3008 and Vauxhall Grandland Electric, the e-C5 Aircross is more appealing.

This deal is on an e-C5 Aircross with the more powerful motor and long-range battery, and takes advantage of Citroen's range-wide 0% APR offer. It's limited to a 24-month time period and requires a deposit of over £8000, although the OTR price isn't too expensive to begin with thanks to the £1500 government Electric Car Grant.

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PCP Deal: Dacia Spring Expression Electric 70

£129 a month: 4 year PCP at 3.9% APR with £3750 Dacia EV Grant

The Dacia Spring has been given a thorough refresh, and now features more powerful 70PS and 100PS motors for more performance, a revised chassis with improvements to suspension and brakes, and a better interior spec.

It's also even more affordable than before, with prices starting at £12,240, including a £3750 Dacia Electric Car Grant. That discount is available to finance buyers, too, which means a four-year PCP costs £129 a month with a £2776 deposit, and Dacia is also currently throwing in a free charging cable and £250-worth of charging credit.

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PCP Deal: Ford Puma Titanium 125PS

£309 a month: 4 year PCP at 2.9% APR with £1000 deposit contribution

The Ford Puma picked up the baton from the Fiesta, replacing it at or near the very top of the UK sales charts for the past three years. The recently facelifted Puma is available with a £1000 deposit contribution, and all Ford Solutions PCP Puma offers include a low 2.9% APR. Vehicles are generally in stock and ready to go, too, so delivery times are as short as one week. All are well equipped, too, so we've picked an entry level Puma Titanium here.

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PCP Deal: Hyundai Inster 01

£222 a month: 4 year PCP at 3.9% APR with £3750 Hyundai Grant and £750 deposit contribution

The Hyundai Inster is a welcome breath of fresh air as it looks like nothing else on the road. It's roomy and practical for a small car too, and even the base model is well equipped. You can have one with zero deposit to pay, while monthly costs are tempered by a decent £3750 Hyundai Electric Car grant that's the equivalent of the top government Electric Car Grant discount and a £750 deposit contribution.

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PCP Deal: Jaecoo 7 SHS PHEV 1.5T Luxury Auto

£379 a month: 4 year PCP at 0% APR with £500 test drive voucher

The Jaecoo 7 has been selling spectacularly well in the UK, only bested by the Kia Sportage in the first month's SMMT new car sales figures. And there's lots to like, as the 7 is well equipped, decent to look at and has a high-quality interior. It's also really solid value on PCP.

We've given the standard car a swerve and opted for the better-sorted SHS PHEV on a 48-month deal that's £379 a month. It's 0% APR and requires a deposit of less than £2300. There's even a £500 test drive bonus thrown in, too.

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PCP Deal: Kia Sportage Pure

£481 a month: 3 year PCP at 5.9% APR with zero deposit and £1500 deposit contribution

The Kia Sportage is one of the UK's best-selling cars. And it's not hard to see why, given that Kia's family SUV has plenty of equipment, even in entry-level Sportage Pure trim as we've chosen here, a spacious interior and a great warranty. 

The Sportage also benefits from some decent finance incentives like Kia chipping in £1500-£2000 depending on the model you choose so you don't need to put down a deposit. All of which should mean getting behind the wheel of the top-selling Sportage shouldn't break the bank.

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PCP Deal: Mazda2 hybrid Centre-Line

£219 a month: 4 year PCP at 0% APR with £1000 deposit contribution

The Mazda2 hybrid is the Mazda-badged twin of the Toyota Yaris, which means you get all of the remarkably efficient hybrid drivetrain of the Yaris, and its Lexus-like plush ride, but with a Mazda badge on the bonnet and boot instead.

Right now, there's 0% APR on the whole Mazda2 hybrid range, and you get £1000 towards your deposit, so for just over £3500 deposit and £219 a month you could have a car that's definitely not a Yaris in disguise on your drive.

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PCP Deal: MGS5 EV SE

£199 a month: 4 year PCP at 0% APR with £3000 deposit contribution and £1500 MG EV Car grant

The MGS5 EV is effectively the replacement for the previous-gen MG ZS EV. As with all MG's second generation models, they build on the earlier car's reputation for value with better looks, higher quality interiors and improved infotainment. The MGS5 is no exception, giving a high level of standard kit and strong electric range.

MG is currently offering the S5 at just £199 per month with 0% APR. You also get a deposit contribution of £3000 on the S5, plus MG's Electric Car Grant of £1500, which is equivalent to the government's offer.

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PCP Deal: Renault Scenic Techno 220PS Long Range

£240 a month: 2 year PCP at 0% APR with £1500 Electric Car Grant

The Renault Scenic E-Tech is stylish and spacious, and features a long list of equipment as standard. In fact, it's one of the best electric SUVs you can buy. Opt for a 25-month 0% APR deal, and you can get a Scenic E-Tech in very well equipped Techno trim with the long-range battery starting at £240 a month, with a little help from the £1500 government Electric Car Grant. The major downsides being that this requires a customer deposit of over £10,000 and you're limited to 6000 miles a year.

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PCP Deal: Skoda Fabia SE Edition 1.0 MPI 80PS

£304 a month: 2 year PCP at 0% APR

The Skoda Fabia is perhaps the ideal small hatchback. It's very refined and quiet for a small car, comfortable to drive and features plenty of tech, too. The Fabia is available on a 24-month PCP with 0% APR that requires a customer deposit of £3790 and £304 a month, plus there's the option of adding the car's first two services for £299.

For the same deposit, you can opt for a 48-month PCP deal at 5.9% APR with monthly payments of £214. This deal comes with a £1750 deposit contribution.

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PCP Deal: Suzuki Swift Mild Hybrid Motion

£221 a month: 4 year PCP at 0% APR with zero deposit

The Suzuki Swift has always been one of the better superminis, albeit with space at a premium. The latest model continues that trend, with an all-new engine that's very frugal, plenty of equipment and rear-seat space that's a little tight.

And in order to get you behind the wheel with a minimum of fuss, the Swift is now available on a four-year PCP deal with 0% APR and zero customer deposit required.

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PCP Deal: Vauxhall Astra Griffin

£244 a month: 4 year PCP at 0% APR and £675 saving

The latest Vauxhall Astra is one of the most characterful the firm has yet produced, thanks to its smart design. There's loads of choice of petrol, electric and hybrid powertrains, which means it'll be cheap to run, while it's spacious enough to cope with tall passengers.

Right now you can snap up a petrol-powered Astra in entry-level Griffin trim with £675 off, making monthly payments just £244. It's 0% APR over four years, too.

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PCP Deal: Volkswagen Golf Match 1.5 TSI 115PS

£299 a month: 4 year PCP at 7.9% APR with £4250 deposit contribution

The Volkswagen Golf selected here is the all-round value champion Match spec, which includes 17-inch alloys, keyless go, auto lights and a rear-view camera. This 48-month deal requires a customer deposit of just under £4500, but includes a healthy £4250 deposit contribution and a useful 10,000-mile per year mileage allowance.

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