Best New Car Deals - December 2025

PCP Deal: Ford Puma Titanium 125PS

£347 a month: 4 year PCP at 2.9% APR with £1000 deposit contribution

The Ford Puma picked up the baton from the Fiesta, replacing it at or near the very top of the UK sales charts for the past few years. The recently facelifted Puma is available with a £1000 deposit contribution, and all Ford Solutions PCP Puma offers include a low 2.9% APR. Vehicles are generally in stock and ready to go, too, so delivery times are as short as one week.

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PCP Deal: MGS5 EV SE

£199 a month: 4 year PCP at 0% APR with £1500 deposit contribution and £1500 MG EV Car grant

The MGS5 EV is effectively the replacement for the MG ZS EV. As with all MG's second generation models, they build on the previous car's reputation for value with better looks, higher quality interiors and improved infotainment. The MGS5 is no exception, giving a high level of standard kit and strong electric range.

As with the MG4, which is due to be given a big update soon, MG is currently offering the S5 at just £199 per month with 0% APR. You also get a deposit contribution of £1500 on the S5, plus MG's Electric Car Grant of £1500, which is equivalent to the government's offer.

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PCP Deal: Audi A8 Sport 60 TFSI e quattro tiptronic

£944 a month: 4 year PCP at 6.9% APR with £17,000 deposit contribution

The Audi A8 doesn't shout about its luxury prowess, yet offers a genuine high-end driving experience whether you take the wheel yourself of let someone else take the strain. It’s a worthy flagship in every respect for the German company, even though it's been around since 2017.

That the A8 range is due for replacement is good news if you're looking for a PCP deal. If you opt for the regular or long-wheelbase A8 L with a non-hybrid engine, you get a useful £15,000 deposit contribution, while TFSI e models get £17,000 off. Monthly payments are still keen, but luxury like the A8 offers has never come cheap.

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PCP Deal: BMW i7 xDrive60 M Sport

£1399 a month: 4 year PCP at 4.9% APR with £17,160 deposit contribution

As with a fair few of BMW's current line-up, if you can get past the way the BMW i7 looks, you're probably not far off driving one of the finest saloon cars on the market - Bentley, Rolls Royce et al included. It's incredibly refined, very comfortable and easy to drive, and better put together than a Tesla, too. If you're in the market for one of the best electric BMWs there's currently a sales discount of over £17,000 if you opt for BMW Select, which is the firm's name for its PCP product.

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PCP Deal: Kia Sportage Pure

£478 a month: 3 year PCP at 5.9% APR with zero deposit and £1500 deposit contribution

The Kia Sportage is one of the UK's best-selling cars. And it's not hard to see why, given that Kia's family SUV has plenty of equipment, even in entry-level Sportage Pure trim as we've chosen here, a spacious interior and a great warranty. This deal is for the freshly facelifted Sportage, which is only just arriving in UK dealers.

The Sportage also benefits from some decent finance incentives like Kia chipping in £1500 so you don't need to put down a deposit, meaning getting behind the wheel of the top-selling Sportage shouldn't break the bank.

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PCP Deal: Toyota Yaris Design

£342 a month: 42-month PCP at 2.9% APR with zero deposit and £1000 deposit contribution

The Toyota Yaris was once a simple city car designed for reliable urban transport. Now it's better to think if it as a baby Lexus with its refined hybrid drivetrain, upmarket-feeling interior and ample driver assistance systems. Opt for zero deposit but only drive 6000 miles per year and your monthly payments only nudge slightly above £340.

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PCP Deal: BYD Dolphin Surf Boost

£189 a month: 4 year PCP at 0% APR with £189 customer deposit

The BYD Dolphin Surf might be one of the Chinese firm's smallest cars, but it's also one of the best. Cheap to buy, well equipped and really quite spacious for its small size, the Dolphin Surf has plenty to recommend it.

BYD is also offering plenty of incentives to get behind the wheel. Choose the entry level Active trim and you pay £199 a month with £199 deposit and 0% APR. However, if you upgrade to top-spec Boost trim you actually pay less thanks to more generous incentives - Boost models get a £3430 deposit contribution and £1678 dealer discount which drop monthly payments to £189.

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PCP Deal: Renault 4 Evolution 42kWh Comfort Range

£93 a month: 2 year PCP at 0% APR

The Renault 4 could be the EV for you if you love the new electric Renault 5's mix of retro and modern flavours but need more space. Just as with the 5, Renault is offering 0% APR PCP deals on the 4 starting at £93 a month for two years, although deposits do start at a sizeable £10,278.

Another option is the 48-month 6.4% APR deal on all models, which means monthly payments go up to £249, but the deposit drops to £4574, with Renault chipping in £1500 towards your deposit.

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PCP Deal: Mazda2 hybrid Centre-Line

£219 a month: 4 year PCP at 0% APR

The Mazda2 hybrid is the Mazda-badged twin of the Toyota Yaris. The Mazda is slightly more expensive to buy than the respective Toyota, and both are currently available with a 0% APR deal.

However, the Mazda works out cheaper per month when you apply the same 6000-mile a year limit and deposit amount. The Toyota 0% APR deal is limited to 24 months, while Mazda lets you pay across 48 months. The Toyota 48-month deal is 2.9% APR.

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PCP Deal: Suzuki Swift Mild Hybrid Motion CVT

£119 a month: 25 month PCP at 0% APR with minimum 20% deposit

The new Suzuki Swift is the fourth generation of Suzuki's small hatchback, and the latest model features a new petrol engine that sips fuel, so running costs are affordable. Monthly payments are also well within reach with this deal, limited to a maximum 25-month term.

There's also an alternative offer of 48-month PCP with no minimum deposit, 5.9% APR and a £500 deposit contribution. If you opt not to pay a deposit, monthly payments start at £250.10.

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PCP Deal: Audi Q4 e-tron S Line 40

£539 a month: 4 year PCP at 5.9% APR with £8750 deposit contribution

The Audi Q4 e-tron is Audi's take on the Volkswagen ID.4 and Skoda Kodiaq, and features a great interior and solid electric range. This deal includes a generous £8750 deposit contribution, and buyers can choose between a free Ohme home charger worth up to £999, or an extra £500 off. There's also a credit for the equivalent of 30,000 free miles of charging over three years if you're an OVO energy customer.

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PCP Deal: Citroen e-C3 Plus 83kW with 44kWh battery

£241 a month: 2 year PCP at 0% APR with £1500 Electric Car Grant

The Citroen e-C3 is one of the most affordable new electric cars, and has plenty to recommend it. Capable of just under 200 miles on a charge, it's well equipped, comfortable and spacious. It's well worth a look with this deal, providing you can stretch to the minimum 20% deposit of £4119. If you can, that means you get a two-year PCP deal with 0% APR with the government's £1500 Electric Car Grant helping to keep monthly payments down.

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1. Kia Sportage - 4482 sold in July

£387 a month: 3 year PCP at 5.9% APR, £1000 deposit contribution and zero deposit option available

The Kia Sportage has shot right back to the summit of the top 10 list thanks to the arrival of the Sportage facelift that's just begun appearing in dealers. Excellent value for money, as long as you don’t opt for the top of the range models, the fresh-faced Sportage has a practical interior, lots of standard safety kit and is relatively cheap to run.

The facelifted Sportage hybrid in top-spec GT-Line S trim features 19-inch alloys, black chrome detailing and front and rear heated seats, and Kia is currently offering it with a £1000 deposit contribution. A 37-month deal on this car with 10,000 miles a year is detailed below. Zero deposit is an option, taking monthly payments up to £712 with the same deal.

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2. Ford Puma - 4409 sold in July

£305 a month: 4 year PCP at 2.9% APR

The Ford Puma was the best selling car in the UK in 2024, just as it was in 2023, and remains in the runners-up spot in the UK's new-car registrations in July. Ford’s small family SUV has benefitted from a facelift this year to keep it on the pace. The Puma is very well equipped as standard, which is why we've chosen the entry-level Titanium model here.

Ford Solutions PCP Puma offers include a low 2.9% APR, and opting for a low annual mileage limit drops the monthly payment below £300. We've bumped it up to a more realistic 9000 miles here. Vehicles are generally in stock and ready to go, too, so delivery times are as short as one week.

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