The ownership history isn't that unusual and in fact used to be very common when there were more personnel in Germany. All manufacturers actually have special schemes to do it.
As for the clutch, if you do get it done make sure you retain the clutch plate and check if it is physically worn. If it has actually worn out then you may not have much recourse but it might be because fluid is leaking onto it or similar in which case you should persue Volvo for the costs.
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