Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - azzijul

I AM BUYING A CAR WHICH IS AN INSURANCE WRITE OFF, IT WAS A CAT D IN 2009 THEN JAN 2011 CAT C

BUT IT HAS THE VIC CHECK DONE AND ALL OTHER DETAILS ARE GOOD

BUT WILL THIS EFFECT MY INSURANCE PREMIUM AND DO I HAVE TO TELLTHEM OR WILL THEY ALREADY KNOW

HOW MANY TIME S CAN A CAR BE WRITTEN OFF

CAN ANYONE ADVISE THNX

AZZ

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - jamie745

FIRST I'D ADVISE TO NOT SHOUT

You dont need to. We can hear you :)

A Cat D write off is when the cost of repair (usually cosmetic) doesnt make economic sense to the insurance company. For example a car might be worth £6,000 and it has cosmetic damage (which can cost a lot in labour these days) and it'll cost £1500 to fix OR they could sell the car for £5,000 they'll 'write it off' Cat D and sell it. Basically.

A Cat C can be slightly more risky (Category A essentially means its been taken away in a box) but again has been deemed uneconomic to repair by the insurance company probably partly due to its decreased value as a result of being a Cat D car. Maybe if it wasnt for the original Cat D its value wouldve been higher and worth repairing and wouldnt of been written off Cat C.

Insurance will be higher and some insurers dont insure Cat C or D cars and personally i'd recommend avoiding it.

Jamie

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - Collos25

I do not believe what I am reading the mind boggles that anyone would voluntarily drive a car knowing it has such a chequered history.

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - Victorbox

An insurance company will not write-off a car worth £6,000 needing £1,500 of work to repair!

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - jamie745

I wasnt being specific i was merely giving an example of how it works.

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - Avant

There are lots of Focuses around to suit almost any budget. Find one that hasn't been in a major accident.

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - jamie745

There are lots of Focuses around to suit almost any budget. Find one that hasn't been in a major accident.

Agree. The chances are this one is very cheap for its age and thats why the OP is looking at it with wide starry eyes of 'i could get a facelift model for my money!' but theres no need to risk it with the type of car which always has a comparible model for sale not far away.

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - Collos25

"An insurance company will not write-off a car worth £6,000 needing £1,500 of work to repair!"

Oh but they will when they take the cost of rental carsand management fees it soon becomes uneconomical and too messy better just to pay out and have done.

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - Bobbin Threadbare

Ummm.....have a look back for a thread I posted of a Ford Focus crashing into a wall. It folds in half.

'Do not touch' and 'with bargepole' spring to mind.

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - azzijul

thnx for ur advice guys, one other quesion, what if i bought it then part ex it for another car in a garage would i benefit???

the car for sale is a Ford Focus Zetec 1.6 57reg with 23k on the clock on sale for £2200, what u think guys

cheers for your advice in advance

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - Ethan Edwards

Any dealer will HPI check it before the deal. They will know it's been written off and IF they will still take it will give you far far less. Bad idea.

My 2p...walk away ..run!

Ford Focus - CAR IS A WRITE OFF CAT D THEN CAT C - jamie745

At that price? Dont touch it.

 

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