So driving down the hill to a tight corner, hit black ice and skid straight into the fence at the outside of the bend. One of the posts hit the passenger side of the number plate and has dented the metal bumper brace part behind the bumper, as well as smashing the fog light and plastic fog light covering and the grill covering.

Looks like its going to need a new front bumper (its not properly clipping in), metal brace part behind the bumper, and fog light.

My issue is, I ran into the back of someone last year and put through the insurance claim, and therefore im a bit hesitant to put this through as a insurance claim as I would lose my protected no claims bonus and the renewals up pretty soon too.

My question is with a £350 excess anyway I was wondering if the cost of getting this repaired would be substantially more than this. Anyone have any idea of what this might cost to get fixed? Im just looking for a ballpark figure, as garages dont want to give estimates. :(

Any advice/help would be massively appreciated.

Edited by WeegieScotsman on 06/01/2011 at 09:56