Toyota Corolla (1997 to 2002) - 99 1.3 Car written off... unsure of procedure

Honest John Back Room » Technical matters
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Sat 30 Jan 2010 12:41
99 1.3 Car written off... unsure of procedure - Magikalfaerie
Hi guys,
I dont know if I've posted this message in the right place. Hope I have!

Anyhoo, my mums car has been written off by the insurance company because its not economical to repair. They've offered just over 2000 for the car or 1600 if we keep the car.
My dad wants to keep the car and get it fixed cos he and my mum love the car... (dont know why...) and the repair guy has quoted about 300-400 to fix it.

What Im not sure about is how do we go about getting the car back on the road after we get the settlement from the insurance company. Can you check if ive got the whole procedure right or there other things I need to get done...

OK, we get the money from insurance company and then we get the car fixed, have to take it to MOT and then get the VIC done and then the car will be back on the road legally?

What actually happens to the car documents/dvla things once the insurance company says the car is a "total loss"?
Will insurance companies still insure the car? and does this whole procedure affect the road tax on the car?

Hope this message makes sense. Any clarification on the matter would be appreciated!
Thanx, :)
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Sat 30 Jan 2010 13:32
99 1.3 Car written off... unsure of procedure - bell boy
depends what category the insurance class it as
cat d just repair it and drive it
cat c and the insurer should take your log book off you
you can then carry on driving the car if you wish if its still taxed but you wont be able to tax it without going through a vic check,once done
you then need to reapply for your log book but once you have the vic certificate you can go to your local dvla office fill in a v62 and v10 and tax the car as you wait
dont worry about the insurance,just stay with the same company and obviously declare you have made a claim in the last 5 years
(some vosa vic stations demand a new mot, some dont ,so ring your local one you intend using to clarify their position on this one)
ps sometimes insurance companies are very lax and forget to add the vic marker to the system,the easiest way to check this is at the
www.taxdisc.direct.gov.uk/EvlPortalApp/application?
it will confirm a marker near the bottom on the car details held>>
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