Insurance, no claims bonus etc

Honest John Back Room » Motoring discussion
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Fri 29 Aug 2008 01:09
Insurance, no claims bonus etc - jamoo
I was involved in an accident about 9 months ago and I didn't bother repairing my car afterwards, I just had it scrapped. I didn't make any insurance claim myself as my insurance was third party only, but I informed my insurance company as there had been another vehicle involved (and also because I'd scrapped my car). I received a letter from my insurance company asking me to forward on any correspondence to them. Later, I got a letter saying something about damage to a fence. But now I haven't heard anything for ages; the accident was back in November. My insurance policy eventually expired (in February) and I didn't renew it because I didn't get a new car. So, what happens to my no claims bonus? As far as I know, I haven't made a claim, or at least I haven't been informed of one... Is it even possible to keep a no claims bonus after a period of not owning a car / having any insurance? Any opinions?
Cheers :)
J
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Fri 29 Aug 2008 02:20
Insurance, no claims bonus etc - rtj70
Phone the insurer. NCB lasts for 2 years without a car but you need to check. You're probably okay,
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Sat 30 Aug 2008 17:11
Insurance, no claims bonus etc - bintang
I would ask for a letter confirming NCB. This what I did when I went car-less for a while.
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