Don't worry - it is nothing to do with nationality, just tried Tesco quote online with my name and address and your car and mileage and they won't give me a quote either.
25,000 miles a year for a driver who has not held a UK license for long would be a big factor.
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Insurance companies choose how they want to run the business by loading specific factors. There is some business they really don't want, in which case they decline to quote (you can see this if you use confused.com etc) or they just make the price ridiculous. My daughters are insured with Quinn for £440 on a Gp 2 Corsa. Other quotes went as high as £1,500.
Choice of car is also important. I notice that many older low performance cars are more highly rated than their newer equivalents. SWMBO's Focus 1.6 is Gp 5, yet an older Golf 1.6 is Gp 9. My level of 405 TD is Gp 9, yet others with the same engine are Gp 7.
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I don't think your nationality is a problem - but I do think your mileage (25k/year) is a big issue here.
I am an Indian national with 10+ years of driving experience in India. However, only Norwich Union honoured my non-UK experience (driving experience only not NCB). Also, my insurance becomes prohibitively expensive for group 10+ cars.
Unfortunately anyone with non-EU driving experience/NCB will have same problem.
PS: Insurance premium depends on many factors. Your post code is a major factor. After I moved my house, my premium reduced by 20% just because my new post code is considered "safer".
Edited by movilogo on 10/06/2008 at 10:02
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Akin, I know you will not want to change insurance now, as you will lose that part of your NCB that you are presently building.
Next year, look at a multicar policy for both your car and your wife's. I used Admiral to insure my son (fully comp) aged 18/19, with one expensive accident therefore no NCB, on his car agreeing to putting my car on the policy some 9 months later. I paid approx £1000 (with £250 excess) for him and then another £300 for my car for the three month period at the end of the policy. The nearest quote to that I got was for £1,500 with a £500 excess for him alone.
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When you apply for insurance, can you answer the driving license questions with the details of the nigerian one? ie, can you put Nigerian/International full license held for 18 years? While you need a UK License now to drive, I'm not sure there is anything wrong in using the details of your other license if it affects an advantage with your insurance.
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FWIW, my wife is British born and bred, learned to drive and passed her test in Britain, and then worked in Africa for four years. When she came back, at least one major insurance company was not prepared to insure her to drive because she had recently lived in Africa. I was somewhat surprised.
By interesting co-incidence, we ended up insuring with Norwich Union.
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