Car insurance legal assistance,worth it? - kestrel
I have just received my insurance renewal quote.It was reasonable excepting the legal assistance element which has increased year on year by 10%, has anybody used this facility or is it a nice little earner for the insurance companies.



Edited by Pugugly {P} on 02/01/2008 at 20:58

Car insurance legal assistance,worth it? - Falkirk Bairn
Legal assistance is a NLE for the Ins Companies.

However 7 years ago I had a 2week old car bumped from 2 behind.

The sriver admitted liability then retracted same, ignored letters (Not Known at this address), phone calls, would not provide Driver's Licence details ...........

The Ins Co Solicitor was great - siad it would need a court date when this was given to the 3rd party thye would cave in - got it right - all told 21 months and £1200 legal bill paid for me - I got my repairs paid (£800) NCB restored, out of pocket expenses and £4,000 for injuries.

Take out Shell Citi Mastercard and you get Legal Cover F.O.C in the T&Cs of the card.
Car insurance legal assistance,worth it? - v8man
In a word - Yes. You will never know until you need it and i have.
--
\"Nothing less than 8 cylinders will do\"
Car insurance legal assistance,worth it? - Big Bad Dave
I've had it for twenty years, used it twice in no fault accidents and it's been invaluable, profitable even one might argue. Wouldn't be without it but never paid more than a few quid for it.
Car insurance legal assistance,worth it? - Kevin
Legal Assistance used to be an 'extra' (about £10 - £15 IIRC) on my policies but is now included as standard.

I had cause to use it once, when it was an extra and it was well worth it.

Someone hit my front wing quite heavily in a carpark and then drove off even though two people saw it happen. Insurance Co. put me in touch with one of their retained solicitors. All I had to do was fill out the usual incident report and she handled everything including keeping me updated.

She knew the legal and Insurance Co. procedures inside out. She made sure that all the boxes were ticked and kept things moving instead of me having to do the legwork. She probably had the direct-dial numbers of the people that you and I would never get to talk to.

Worth it's weight in gold when you need it.

Kevin...
Car insurance legal assistance,worth it? - MGspannerman
I'm with the others on this. Always questioned the value when I renewed until my wife got bumped twice within six months and it then proved invaluable in dealing with reluctant other drivers. Wouldnt be without it now. Use one of the comparison websites and you can see how much/little it costs extra - is it confused.com or gocompare.com, cant remember which. Anyway it shows the comparative cost of legal assistance, breakdown cover etc. In my experience this is now a no-brainer.

MGs
Car insurance legal assistance,worth it? - Clk Sec
I have found this type of insurance invaluable in the past and wouldn?t be without it.

Clk Sec
Car insurance legal assistance,worth it? - Ruperts Trooper
Like all insurance, invaluable if you need it, complete waste of money if you don't. We've used it a couple of times so wouldn't dream of being without it.

Be mindful of overlaps - car legal expenses insurance may overlap other types which can be a waste of premium.