Car insurance renewal dropped through the door today. £582, or £635 by monthly payment.
Ouch.
Quick trip online, out popped £387, 0% APR for monthly payment - so just 60% of the quoted price of the renewal. And to save a further £40 I could remove the protected NCD that I'd never asked to be added to the policy
The only difference is that they had reduced my excess to nil (explains why I couldn't find it on the renewal quotation), whereas I had it as £350 with the online. That made under £100 difference to the renewal quotation, BTW.
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I got a £220 renewal the other day, went on line and found that my present insurer was quoting £160! Rang up and got a lot of waffle about "Revised appraisal of risk by the underwriters Blah Blah" Took the lower quote but had to up my voluntary XS from £100 to £200 - seemed like a good deal
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Online quotes from a company are normally cheaper than by phone - operating costs are lower. I always check online before renewing car insurance, no matter who the insurer I'm with.
Had the same experience with the Pru building and home contents insurance in February. Been with the Pru for more than 40 years, but about two years ago Churchill commenced underwriting for it.
This year, the Pru wanted £430 so I went online and Churchill came up with a figure half that price...:-)
So the Pru lost a long standing customer.
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What\'s for you won\'t pass you by
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