Hi,
My insurance is due shortly and as we are expecting to spend a reasonable amount of time in France this year (about 5 trips of 7-10days or £100 worth at the rate my current insurer charges for foreugn cover) I am interested in which companies provide full european cover - not just green card 3pft stuff - at reasonable rates or included in their standard policy.
I am not old enough to be of interest to SAGA.
I know this has been covered before, but these things do change so I am interested in recent / current experience.
thanks
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Elephant neither charge for nor require notice of foreign visits.
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Im with Norwich Union, they charged me a falt fee to include it, I think it was £25.
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I paid £30 extra on my premium for full european cover last year.This covered multiple trips throughout the year,rather than a one off trip.I was with Eagle Star
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I am with Prudential, which is now underwritten by Churchill. They include fully comp for europe inclusive in premium. I double checked with them before going away at xmas.
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Lloyds TSB are touting for business at the moment lowest renewal premium I could find with 90 days free European cover.
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>>not just green card 3pft stuff
Wrong way around. Green Cards, where they are used, give you your normal full policy cover. Without them you may be restricted to TP only cover, or indeed nothing, depending on the country and your policy conditions.
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And this may consist of the absolute minimum,third party personal cover only-ie. not their property-what used to be known in the UK as RTA(Road Traffic Act).
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Liverpool Victoria allow you up to180 days per journey. This is included in your premium and you do not have to inform them of intended visit.
My insurance was due in December and I couldn't find another company that was as competitive so renewed with them.
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Thanks everyone.
that gives me something to do tomorrow - hit the phones.
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With a trip to Belgium at the end of this month and another to Czech Republic from May to July, some weeks ago I called my Broker (Adrian Flux) to notify that our V70 would be abroad on these dates. In return, a letter in lieu of Green Card arrived that simply asked me to take my policy with me when I travel.
Prompted by this thread however, I just called Adrian Flux back to check level of cover. Response was that I can drive anywhere in the EU without informing them and automatically receive third party cover, but if I call them first (as I had done) then I get full policy cover.
The charge for this? Nothing, to my surprise, especially as my policy is for a declared modified car with very considerable power increase.
For the record my insurer is Norwich Union.
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